Essays and Research Papers on Personal Finance

This 7 page paper is a market continuum analysis based on Anderson's market-minimized/market maximized continuum, discussing the oscillation effect seen with the influences of socio-economic factors, demographic patterns, health status and political influences. The bibliography cites 8 sources.

This 3 page paper considers whether or not sunk costs are ever relevant for decision-making purposes, why they may be argued as not relevant and the reasons why people often act as if they are relevant. The bibliography cites 2 sources.

This 4-page worker examines a statement that free trade is disasterous to U.S. workers, and that it will work only when Chinese and Mexican workers are paid the same wages as those in the U.S. Bibliography lists 3 sources.

A 3 page reaction paper which looks at an article about Wal-Mart’s low prices.. Bibliography lists 1 source.

This 3-page paper provides an example of how Belk might handle $.7 million in charges from severance and termination fees of IT employees to outsourcing. Discussed are allocated and unallocated costs, and impairment. Bibliography lists 2 sources.

A 5 page paper discussing Sarbanes Oxley's effect on auditors and clients. Much of the trouble surrounding the creation of financial reports originated with abandonment of accepted practice; Sarbanes-Oxley forces a return to more conservative methods and requires the application of common sense in areas where it had been abandoned. Bibliography lists 3 ...

This 5 page paper argues that the government has hurt the economy by trying to manipulate the sugar industry. Bibliography lists 6 sources.

A 6 page paper discussing macroeconomic points affecting the business of a manufacturer of smoker grills. The paper answers specific questions regarding interest rate fluctuations, tax cuts/hikes, international exchange rates and the effect of changes in the housing market. Bibliography lists 2 sources.

This 4 page paper considers the arguments for an against cancelling debts of developing nations. Arguments such as the inability to pay and social const are considered along side arguments that the root causes are poor policies and inefficient government that will not be improved if debts are written off unconditionally. The bibliography cites ...

This 9 page paper answers a set of questions. Answers look at how convex utility function is not compatible with risk aversion, why there will be co-operation in the prisoners’ dilemma, pareto optimal efficiency, indifferent curves utility and price curves for two products the application of game theory and marginal costs. The bibliography cites ...

This 4 page paper looks at the different ways that costs may be accounted for and the way that the allocation of uncontrollable overheads may impact on the results of different divisions or departments. The paper presents a fictitious example and discusses the issues with the different approaches. The bibliography cites 5 sources.

This 4 page paper looks at the benefits that Activity based costing can bring to a firm. The concept and process of activity based accounting and the benefits it can create as well as some of the potential difficulties of using this system. The bibliography cites 5 sources.

A 3 page observation of the many changes that are being made world wide. This paper emphasizes the importance of e-commerce and contends that we are heading towards a world where money as we know it will be obsolete. Bibliography lists 3 sources.

This 3 page paper discusses the following statement; “Many businesses around the world still fail because their capital investment decisions are based upon a calculation on the back of an envelope and do not take any of the correct factors into account. Even larger businesses often get this wrong”. The paper considers the way ...

This 8 page paper is written in two parts. The first part looks at why the market for cars in the European Union is dominated by oligopoly rather than perfect competition with the consideration of average costs. The second part of the paper uses supply and demand economic theory to explain why the real price ...

This 4 page PowerPoint presentation relays basic information about how the Fed Sets interest rates. Free speaker notes included. Bibliography lists 3 source.

This 8 page paper looks at the different influences in supply and demand, including are factors such as the price and availability of substitutes and complimentary products, the impact of the level of disposable income, advertising, tastes, the cost of credit, the impact of profit levels for the suppliers and the issue of opportunity costs. ...

A 14 page paper. The essay traces the evolution of the banking system in the United States to demonstrate the different systems that were tried. The first central bank was established in 1791, free banking was the model between 1837 to 1862 and the Federal Reserve was established in 1913. The writer then comments ...

This 4 page paper answers two of questions on supply and demand. The first considers a news article and explains the movement of airline prices in relationship to supply and demand. The second takes data supplied by the student concerning the demand for canned drinks compared to factors such as weather and income levels, undertaking ...

This 3 page paper looks at the salaries and other benefits received by National Basketball Association and National Football League players, including the dollar amount, caps and minimums, contract periods and other benefits. The bibliography cites 7 sources.

This 4 page paper discusses the Initial Public Offering of common stock of EnerNOC, an energy company. Bibliography lists 5 sources.

A 5 page paper discussing the continued relevance of the audit and auditor for stakeholders in today's business environment. Perhaps the greatest value of the auditor is as the entity insisting on uniformity over time. This position also keeps the auditor in the position of "watchdog" rather than "bloodhound." Auditors may or ...

This 10 page paper is written in two parts. The first part considers the performance of Qantas between 2001 and 2005 looking at profitability, efficiency and liquidity. The second part of the paper considers a takeover bid and looks at the way the price for the shares may have been determined. The bibliography cites ...

This 8 page paper explains how firms try to extract consumer surplus using two part tariffs, theory and examples as used including the utilities and information and telecommunications industries. The bibliography cites 9 sources.

This 3 page paper answers 3 questions concerning investments. The first looks at how a portfolio using fixed interest rate tools could be complied to avoid interest rate fluctuations. The second part of the paper discusses whether zero coupon bonds is a good way of immunising a portfolio and the last part of the ...