Essays and Research Papers on Personal Finance

This 8 page paper looks at 5 questions set by the student concerning the time value of money, including net present value calculations, loan repayment calculations and investment returns. The calculation for each question is shown.

This 8 page paper explores various aspects of international development with particular emphasis on the way in which the stock markets and banking sector impact economic development. Bibliography lists 6 sources.

This 5-page paper tracks the euro to the US dollar between January 17 and February 14. Also discussed are causes for the fluctuations. Bibliography lists 5 sources.

A 6 page paper examining the wisdom of a company's purchase of an oil well. The paper assesses the net present value and modified internal rate of return of the project to find it positive and a worthwhile project. Bibliography lists 6 sources.

The Fisher Separation This 5 page paper is written in three parts. The first part looks at what the Fisher separation is, what it means for investment decisions and how it separates investor preferences and investment decisions. The theorem is explained. The second part of the paper uses the theorem to justify the use of ...

A 6 page paper providing a speech and answers to audience questions. The speech addresses Heckscher-Ohlin and Ricardo theories; the Leontief paradox; and Linder's explanations for international trade patterns. Questions address specific, ad valorem and compound tariffs. Bibliography lists 3 sources.

This 4 page paper provides definitions and examples for the following items: The Time Value of Money, Interest Rates and Compounding, Present Value of a Future Payment Received, Opportunity Cost, Annuities and the Rule of 72. Bibliography lists 6 sources.

This 5 page paper explains why codes of a ethics are important for the accountants within a company from the perspective of the stockholder and the customer. The bibliography cites 5 sources.

This 7 page paper looks at questions supplied by the student, working out the net interest, net interest margin, net profit, return on assets and return on equity and equity multiplier for a bank. The paper then consider the interest rate exposure and the type of swap needed, capital requirements, the issues between management and ...

This 8 page paper examines the economy of Bangladesh. The paper is written n 2 parts. The first, and largest part of the paper part looks at the overall economic performance and international trade patterns for Bangladesh. The second part of the paper the paper presents information on the business environment from the prospective of ...

This 8 page paper looks at the financial performance for the years 2002 – 2006, examining the profitability, efficiency and liquidity. The paper then considers some of the companies strengths and weaknesses and the challenges it is likely to face in the coming years. The bibliography cites 6 sources.

This 16 page paper examines different issues concerned investment. The paper outlines the use and value of different concepts, including different types of risk, the Capital Asset Pricing Model, what is meant by the beta, the importance of the time value of money, the use of net present vlaue and internal rate of return calculations ...

This 7 page paper examines an investment proposed by Smart-Light for three years. The paper, which includes an executive summary, assesses potential investment looking are the cash flow, net present value, internal rate of return and sensitivity analysis. The bibliography cites 5 sources.

This 3 page paper examines the use of standard cost accounting and assesses the ways in which it can benefit a manufacturing company. The bibliography cites 1 source.

It is generally perceived that monopolies are bad for industry and result in many disadvantages for consumers and the companies themselves. This 3 page paper considers this perspective ad argues that there are some circumstances were monopolies may be advantages to all stakeholders and gives examples to support the arguments. The bibliography cites 4 sources. ...

This 3 page paper looks at globalization and why it appears to be a robust model that is surviving numerous shocks. The paper reviews literature supplied by the student which describes how and why globalizations works and survives and emerges, characteristics and limitations. The bibliography cites 3 sources.

This 10 page paper discusses the way that a risk manager should know and understand the financials of the company they are working for in order to perform their job and achieve their objectives. The paper looks at a range of tools and approaches that a risk manager may use and how both the ...

This 8 page paper answers questions regarding risk and return explaining basic concepts of stock market investments including the concept of risk in return, the definition and usefulness of the beta, the concept of diversification, the use of the Security Market Line (SML) and the way the probabilities can be used when assessing potential portfolios. ...

This 10 page paper looks at a music company that is going to invest in one of three albums. The paper assesses the investment, starting by looking at the returns of the different investments, creating a profit and loss account for each and assessing several ratios, such as return on capital employed. The paper ...

This 22 page paper examines many of the challenges faced by multinational corporations in terms of the international money markets, investment decisions and the general role of treasury management, The paper looks at interest rate and exchange rates fluctuation risk, considering the causes of volatility and the potential of hedging and then explores the use ...

This 24 page paper looks at the importance of forecasting in a business environment and looks at a ranger of forecasting methods, explaining how they can be used. The paper starts with basic supply and demand forecasting and moves onto statistical and trend forecasting, simulation and marketing models used to make forecasts. The bibliography cites ...

This 3 page paper answers three questions concerning GDP. The first part of the paper looks at what is meant by GDP and how it is calculated. The second part looks at the drivers and the last part makes prediction for future GDP growth giving reasons for that prediction. The bibliography cites 3 sources.

This 5 page paper analyses the financial performance of the Belgian company CSM between 2003 and 2005 comparing it to the industry using both he mean and the median as comparators. The bibliography cites 2 sources.

This 5 page paper discusses the local, state and federal taxes on goods; in this case, cars. It answers questions as to whether the tax is levied on consumers or producers; how it affects supply and demand; and how changes in tax can affect equilibrium price and quantity. Bibliography lists 4 sources.

This 3 page paper looks at a case study supplied by the student. A firm is making a loss; the paper looks at the costs and non financial factors to consider whether or not the firms should be closed. The bibliography cites 4 sources.