Essays and Research Papers on Personal Finance

A 4 page paper discussing fiscal policy, how it is used, what its goals are and the tools of fiscal policy. Fiscal policy affects interest rates, but its direct tools are taxation and government spending. Bibliography lists 5 sources.

This 3-page paper attempts to answer concepts in consumer surplus and utility. Bibliography lists 2 sources.

A 3 page paper discussing the costs and benefits of taking the time to gain a college degree. Those with college degrees currently earn nearly twice over their entire working lives as those with only a high school education, but there is less opportunity now for high school graduates than in the past. ...

This 8 page paper looks a case where there is a potential increased demand for MRI services. A medical practice is considering making the investment and needs an analysis. The paper provides details of the different consideration that should be made, such as the opportunity itself, the strategies, the impact of existing competition and the ...

This 5 page paper looks at the potential influence that changes in the GDP, inflation measured through the CPI and PPI, interest rates and exchange rates will have on the demand for the services of Apollo Group Inc., and the performance of the company. The bibliography cites 3 sources.

A 10 page paper discussing priorities, planning financial challenges and suggested solutions for New York's financial planning for the future. In facts and figures, the document is useful and demonstrates the need to give the future more attention in the present. Placing the greatest visible burden on city employees is shortsighted, however. ...

3 pages in length. The ability to maintain accurate and ever-evolving statistics of - and trends for - global economies is both grand and far-reaching; that the North American Industry Classification System (NAICS) is instrumental in reaching this objective speaks to the manner by which North America's ever-changing economy must be closely monitored by ...

This 4 page paper looks at case supplied by the student. The company has used transfers between different companies to create goodwill which is being used to hide $7 million losses. The paper considers disposition from the auditors perspective and looks at the way in which the intangible assets including goodwill, can be tested ...

This 6 page paper looks at the proposed merger of AMD and ATI, considering it from the perspectives of anti-trust legislation. The paper looks at the motivations for the merger and the likely impact on the market before coming to a conclusion. The bibliography cites 4 sources.

This 5 page paper gives brief details about a number of toy companies, including Baby Einstein (now part of Disney), Fisher Price, Leapfrog, NECA, Marvel Toys, Mattel and Toys R Us. The paper gives details of the company head office, CEO, number of employees and an outline of any outreach or charitable giving. The bibliography ...

This 10 page paper examines the crisis in the subprime loan market in the United States, looking at how and why it has occurred, the relevant pressures and the impact it is having on the banks and other lenders. The bibliography cites 9 sources.

This 5 page paper examines the idea of responsibility accounting looking at the underlying concepts, the use of responsibility centres and the associated advantages and disadvantages of the responsibility accounting system. The bibliography cites two sources.

In eight pages this paper presents a summary and critical review of the text Nickel and Dimed: On (Not) Getting By in America by Barbara Ehrenreich. There are no other sources cited in the bibliography.

This 5 page paper answers a set of questions about managerial economic. Then first looks at why it may be motivating to pay staff with reference to their productivity. Economic Darwinism is summarized. The reasons behind the failure of Barings Bank is discussed as well as why customers in restaurant tip if they are only ...

7 pages in length. Adam Smith, considered quite universally to be the father of contemporary economics (Rouse, 1995), grew up under the watchful eye of his widowed mother and attended college on a scholarship. Clearly immersed in the principles of philosophy and logic, he ultimately turned his talents toward economics where he cultivated ...

This 6 page paper discusses the issue of indemnity and the way it impacts on instances and policy holders where there is underinsurance and a partial claim and the way in which policy holder may be treated with equity. The bibliography cites 4 sources.

This 4 page paper is based on data supplied by the student. Using closing share price information from historical data a statistical test is undertaken comparing recent performance to the historical mean. The result is used to determine whether or not the share should be held or sold based purely on statistical information. The bibliography ...

This 4 page paper looks at the way the tax will impact on the supply and demand for goods in a market economy as well as associated issues such as the potential impact on the price ceilings and price floors, the impact on equilibrium price and the overall impact on the market. The bibliography cites ...

This 3 page paper discusses the impact that unemployment can have on the performance of the company. The paper looks at the general unemployment trends between 1990 and 2007, and more carefully at the monthly figures for 2006 and 2007 in order to assess the impact that the levels may have on the Apollo Group ...

This 3 page paper performs a financial analysis on Bay Banks of Virginia Inc between 2003 – 2005, looking at the liquidity, profitability and general performance as well as the growth. The bibliography cites 1 source.

This 8 page paper looks at what is meant by the term credit analysis, and how these are used by lenders in order to assess risk and use the result to limit or control their exposure to risk. The last part of the paper then looks at the main causes of defaults. The bibliography cites ...

This 4 page paper examines the performance of Yahoo in 2007 – 2008. The first part of the paper looks at the financial performance, with financial comparisons made with financial year 2006, and the market share movements of the firm. The second part of the paper looks at the mission statement, strategy and policies of ...

This 3-page paper examines the difference in contributing margin costs between allocating and not allocating fixed costs. AutoZone's balance sheets are used as an example. Bibliography lists 1 source.

A 3 page paper. GAAP is explained. The essay explains assets, liabilities and owner's equity, and the four financial statements of a company are described. Bibliography lists 3 sources.

Activity based costing is a useful way of identifying and assessing the costs of producing items or services. The process requires the assessment of costs for each stage of production and the determination of relevant cost drivers. This 3 page paper demonstrates this uses the example of burgers produced at McDonalds. Figures used are estimates ...