Essays and Research Papers on Personal Finance

This 3 page paper is written in two parts. The first part looks at a project with a value of $1,000,000 in two years and shows how the net present value can be calculated. The second part uses a scenario and figures given by the student to perform a cost benefit analysis and assess if ...

This 5 page paper takes a look at this famous economist's ideas on education in the United States. Privatization is discussed as an alternative to the current public educational realm. Bibliography lists 3 sources.

This 4 page paper examines both sides of this issue. Bibliography lists 4 sources.

This 8 page paper considers a fictitious case where a couple which to save for the education of their child. The paper is a demonstration of how the advices should be considered and evaluated and the correct solution should be calculated with reference to the aims of the couple and their personal situation. The bibliography ...

This 5 page paper considers the United Kingdom economy and the way in which the government can be seen as being influential on the success of the economy as both a stabilising influence and an active role in its policies decision. The bibliography cites 6 sources.

This 6 page paper uses the ideas of John Maynard Keynes to demonstrate how government spending may increase national income. Included in the discussion are the trickle down effect, the multiplier and the accelerator effect. The paper included two examples of Keynesian Cross Diagram (AD diagrams), that illustrate this effect. The bibliography cites 6 sources. ...

This 5 page paper provides an overview of the issue of income inequality, especially in regards to gender parity, and outlines a historical view of the possible reasons for this disparity. This paper considers gender and race as factors influencing pay rates in the United States. Bibliography lists 10 sources.

This 14 page paper considers the economic environment within India, considering from the perspective of a company which is already active in the country; Coca-Cola. The paper assesses the performance and structure of the economy in India, including productivity, industries present within the country, growth, exchange rate stability and government debt and then examines the ...

A 15 page paper discussing Australia's current financial markets. The Australian government is coming under growing pressure to increase the competitiveness of the country's financial market. A number of problems have arisen because the government has little or no experience in the financial industry and because it is not prepared to invest large sums of ...

A 7 page paper discussing reasons that Russia has had such difficulty in changing from a centrally planned economy to a free market structure when there was so much hope for economic greatness early on. Many officials of the former communist government have become wealthy from corrupt practices over the years as they have ...

A 4 page paper discussing the economic effects of the Iraqi war. War nearly always provides an economic boost, even if only temporarily. The war in Iraq lifted the American economy to an extent, but the benefits of the gains will not be lasting ones as the federal government seeks funds sufficient for ...

This 4 page paper sets out to determine a new energy policy for Ontario's electricity market. Prior to 2002 this market was a government monopoly with regulated prices. In May 2002 the province introduced a competitive wholesale energy market and contrary to the province's expectations the price of electricity soared so much that the government ...

A 7 page paper discussing the conditions leading to the currency crises of Argentina in 2002 and Brazil in 1999. Political instability in Argentina and a decade of hyperinflation in Brazil in large part led to government-led money-grabs in each country; Argentina even nationalized personal bank accounts in 2001. A leading fault of ...

A 7 page paper discussing steps Pakistan needs to take in order to reduce its crushing national debt. For more than 25 years, various governments have attempted to grow Pakistan's economy for the benefit of the Pakistani people. The economy grew at a rapid and sustained rate averaging 4.9 percent annually for more than 30 ...

Japan's economic system is an amalgam of business, political and cultural preferences and policies. The Japanese model of economic development differs significantly from it's counterparts in the West. Up until a few years ago it was deemed as a success and many countries were on the road to emulate it's unique blend of politics and ...

A 12 page paper discussing the economy of Sweden. Sweden's welfare state is legendary. The government provides support to individuals in virtually every aspect of their lives, yet without venturing so far into socialism that individuals are unable to determine and follow their own paths. The cost of free university education; health ...

A 6 page overview of the economic philosophies of George W. Bush. Notes that Bush economic policy will encompass not only corrections of the economy but also such issues as big business, agriculture, national debt, and even retirement and health care issues. Focuses on heath care and the privatization of previously governmental run ...

8 pages in length. We learn from economics texts that for every economic imbalance that occurs, there is a corrective reaction that occurs to reestablish equilibrium. Those corrective actions are not immediate though, and sometimes they seemingly take forever. Arguing in favor of government control is not to say that businesses need to be regulated ...

This 5 page paper examines the nation of Belgium with particular attention to trade and economics. The paper provides an overview on the business climate the exists in this European country. Bibliography lists 3 sources.

This 3-page paper focuses on government and private funding, explaining example such as Tax Incremental Financing and the Community Reinvestment Act. Bibliography lists 3 sources.

This 5 page report discusses three specific forms of price controls imposed by the U.S. government. The creation of a system of price controls is designed to influence the market place, not through market forces but through artificially-established regulations. The three examples presented in this paper are: rent controls; natural gas; and, physician reimbursement ...

This 9 page paper examines the UK economy in 2010, looking at some of the causes of the recession which started in 2008 and reactions of the government in order to assess the government policies. The paper includes a discussion on why certain policies may have been chosen, and whether or not they are likely ...

This 8 page paper examines the government's role in the economy and its impact on the individual. Some U.S. history is included with a focus on the federal reserve and policies initiated by Roosevelt. A variety of ideas are discussed. Bibliography lists 7 sources.

This 5 page paper explains externalities, what they are how they may cause market inefficacies or market failure and the way that the government may intervene. The bibliography cites 7 sources.

This 6-page paper discusses government budgeting, and differences between Congressional Budget Office and Office of Budget Management numbers. Bibliography lists 7 sources.