Essays and Research Papers on Personal Finance

A 4 page paper discussing the Accounts Payable process at Jamona.com for the purpose of assessing controls that exist and recommending others that the company could use to improve internal control. The process given for Jamona.com appears to create opportunity for an individual within Accounts Payable to be able to embezzle funds at will. ...

This 3 page paper uses the Boston Consulting Group Matrix to examines the multinational financial management company AXA and consider the recent strategies decisions. The paper also considers the benefits that competitors may gain if AXA were using the BCG matrix as a strategic tool and they discovered this tactic. The bibliography cites 8 sources. ...

This 16 page paper looks at the performance of the United States economy during the first two quarters of 2006 and then uses a range of macro economic data and forecast to project the potential performance of the economy in the 2006-2007 periods. The paper looks at the GDP, inflation and interest, unemployment, budget ...

This 4 page paper explores the idea that there are lower fuel or gas prices just before an election. The paper performs an hypothesis test using primary data of gasoline (petrol) process in the US in election years to try prove, or disprove, that there is a correlation. The paper shows the data and the ...

This 3 page paper explains the meaning of calculations performed by the student on a set of accounts. The paper helps the student understand what is meant by the working capital turnover, the inventory level changes and turnover, accounts receivable turnover period and days to collection and operating cycle.

A 6 page paper written from an economic perspective exploring some of the many reasons that the US should NOT adopt socialized medicine, despite all of the problems of the current health care system. The paper advocates increased competition and privatization as better alternatives. Bibliography lists 6 sources.

This 7 page paper presents an economic profile of the airline industry, discussing how different factors impact on the airline industry. The factors discussed include shifts and price elasticity of supply and demand, positive and negative externalities, wage inequality as well as monetary and fiscal policies. The bibliography cites 5 sources.

A 7 page paper answering 8 questions about the budgeting processes and uses of the corporate budget, including one question about how budgeting led to a decision in the hospitality industry in 2006. Other questions include assessing the budget as an analytic tool; how the budget can be used to find and eliminate inefficiencies; ...

This 10 page paper considers how monetary policies and the tools that implement them can impact on an economy. The paper looks first at the meaning of monetary policies and how money is created in an economy. The paper then considers the impact on the gross domestic product, inflation, unemployment and interest rate, looking at ...

A 7 page paper discussing the rise and fall of gasoline prices in 2005 and 2006. Gas prices experienced an intense price spike such as that which followed Hurricanes Katrina and Rita in 2005. Even more curiously, world oil prices spiraled upward at about the same time, eventually reaching more than $78 a ...

This 3 page paper discusses the idea that globalization and Americanization are the same thing. It argues that they are not, despite America's huge impact on the globe. Bibliography lists 3 sources.

This 11 page paper is an examination of the financial performance of AOL time Warner in 2005 and 2006 comparing this media conglomerate with the Walt Disney Corporation over the same period, looking at profit, liquidity, debt utilization, asset utilization and stock performance. The bibliography cites 8 sources.

This 5 page paper addresses issues related to the current U.S. role in Iraq. Iraq's economic challenges and possibilities are addressed. Bibliography lists 7 sources.

A 7 page report on "Finance" by Groppelli and Nikbakht, a volume of the Barron's Business Review Series. The book focuses on the finance associated with investments and includes discussions of capital budgeting, risk, capital structure and other basic finance concepts. Bibliography lists 1 source.

A 3 page paper discussing changes likely to result from collaboration between IASB and FASB for presentation of financial statements. The Joint International Group is careful to state that changes do not address components comprising factors included on gross financial statements. The purpose is to facilitate understanding of an organization's present financial position ...

This 5 page paper looks at the UK currency market and the value of sterling. The different influencing on the currency are considered, the values at July 2007 are given and the writer shows how the influences are seen in the movement of the price of sterling. The bibliography cites 4 sources.

Set in the Caribbean the Cayman Islands are the most economically successful of the Caribbean Islands, known as a tax haven and home to many corporate bodies this is only a part of the Cayman Islands economic development. This 20 page paper examines the development of the Cayman economy and the role of tourism as ...

A 5 page paper which examines identity theft. Bibliography lists 6 sources.

This 10 page paper looks at a case supplied by the student were a company looking to raise capital are negotiating with a potential venture capital investor. The paper looks at the way the company could be valued in the future to assess how much a set investment should buy and given a set issue ...

A 9 page paper arguing that the current approach to globalization causes unemployment and loss of union jobs in the US. This paper is not a tirade against the "evil corporation," but an examination of the needs of business weighed against responsibility and integrity. Certainly it is more difficult for public companies to ...

This 6 page paper looks at hedging funds. The fist part of the paper discusses the role and problems associated with hedge funds, the second part of the paper considers the regulation of the market. The bibliography cites 5 sources.

This 5 page paper is a PowerPoint presentation with speaker notes explain the role of banks, looking at their principle operations of running different types of accounts and their position ad a lender. The part then explains the role of the bank as an intermediary between the savers and the borrowers.

Mortgage Backed Securities (MBS) became a popular investment during the 1990’s. This 3 page paper considers the difficulty in valuing any MBS paying particular attention to the prepayment problem. The paper argues that an options based model is the best way to value MBS. The bibliography cites 5 sources.

A 3 page paper answering 3 questions about security analysis. The paper includes a comparison of technical vs fundamental analysis, and comments on the effects of "what if" questions. Some of the topics are ROE; DuPont Identity; and effects of stock splits. Bibliography lists 5 sources.

This 9 page paper looks at the concept of bilateral investment treaties, considers what they are and assesses the way in which they encourage or aid foreign investment. To examine this the paper looks at what will help FDI take place, how it has occurred and uses some historical data to assess the impact. The ...