Essays and Research Papers on Personal Finance

This 3 page paper looks at the case of Yorkshire Stores where invoices are paid at the last moment still dating check to get prompt payment discounts. The paper considers the issues from an ethical and a stakeholder perspective to assess the potential impact on stakeholders and discusses what, if anything, is wrong with the ...

This 11 page paper considers the impact that underlying capital structure will have in the way that a company is valued. The paper discusses this with reference to the Edwards-Bell-Ohlson Model, the Dividend Discount Model (DDM) and Capital Asset Pricing Model (CAPM) and then considers the work of Modigliani and Miller and whter there is ...

A 5 page paper which examines the accounting profession, the opportunities available for accountants, education and skills required, current development within the industry, and long-term occupational outlook. Bibliography lists 3 sources.

This 14 page paper answers 3 questions asked by the student. The first looks at a potential investment using Net Present Value, to assess if the project is worth undertaking, the second question looks at how the entrance of a lower priced competitor may impact on the company and the choice they have to do ...

This 13 page paper answers three questions posed by the student. The first looks at a case where currency cannot be taken out of a country until it has been invested in bonds for 5 years and the impact that this would have in a company exporting to that company. The second question explains ...

This 5 page paper defines some microeconomics terms. Ben & Jerry's is discussed in terms of corporate citizenship and how it performs as an individual actor in addition to the elasticity and pricing of its products. Bibliography lists 5 sources.

This 4 page paper performs some calculations concerning investment returns. The first question looks at the average rate of return for two investments over the same period, the standard deviation and the difference in actual return, The second part of the paper uses a weighted average approach to calculate the beta of a portfolio where ...

This 6 page paper uses information provided by the student to set a price for a new product. The paper looks at the cost of producing the goods and the market, considers the mark up that retailers want to add and considers the competition in order to reach a price. All calculations are shown. The ...

This 6 page paper considers the potential economic impact if an employers set up a new facility in a new area. The paper considers the costs and advantages to the local area in attracting the employer and the economic impact through the multiplier effect. The bibliography cites 2 sources.

This 8 page paper considers the different options that are open to a company wishing to raise capital and applies the to the UK case of BT. The options include considering the recovery of monies owed, use of a share issue, bonds and debt and the sale of assets. The bibliography cites 11 sources.

A 3 page report of an interview with a long-time accountant for the purpose of gaining career advice. The accountant advises maintaining a healthy work-life balance and strictly adhering to a narrow code of ethics. Bibliography lists 1 source.

This 5 page paper is a review of the book. “Managing Finance for Quality: Bottom-Line Results from Top-Level Commitment” by Stoner and Werner there is an approach that seeks to bring accounting into the mainstream of planning as a part of a total quality management (TQM) approach. The paper looks at the general concepts and ...

A 5 page informational overview of what is an especially important primer for the first-time investor. No additional sources are used.

A 9 page paper discussing this traditional accounting tool and some of the reasons for its falling out of favor over time. The theory of constraints and its throughput approach as well as activity-based costing have been instrumental in turning interest away from variance analysis. The Harvard-style bibliography lists 9 sources.

This 4 page paper examines the performance of Apollo Group Inc. stock using statistical analysis to assess whether there should be a buy, hold or sell recommendation. The analysis is based purely on the analysis of the share price and not other factors are taken into account. The bibliography cites 1 source.

There are many differences seen in financial reporting and the way it takes place in different countries. This 7 page paper considers some of the influences that will impact on the way differences emerge. The paper looks at the influence of culture, the status of accountants in the country and the stage of economic development ...

A 6 page paper, most of which is devoted to the question, "Are we better off saving money or spending money?" answered from a macroeconomics perspective. A second multi-part question asks why the people living on an idyllic tropical island would want to encourage tourism and what they would do with the money it ...

A 20 page strategic plan for Champion Enterprises, the second-largest producer of manufactured housing in the US behind Clayton Homes. Even though there have been many changes in recent years that have led to increased attention to affordable housing issues, it is likely that changes occurring in all relevant industries in the future will ...

This 9 page paper looks at the options available to a company wishing to raise capital. The paper compares the two options of equity and debt looking at the direct and indirect costs in the short and long-term as well as the non-financial issues such as shareholder satisfaction. The bibliography cites 15 sources.

This 3 page paper begins by referencing globalization, but focuses on answering questions posed about Sarbanes-Oxley. Bibliography lists 4 sources.

This 3 page paper is written in two parts. The first part looks at the way a stock price was analysed with the use of past prices only and regression analysis. The second part of the paper looks at the way a student wants to describe probability of a series events, where individual probabilities of ...

A 4 page paper discussing the financial service industry in an international context, including their influence in the hospitality industry. Financial institutions have the ability to touch all aspects of business operation in the global economy, and their involvement in those business transactions will only increase in the future as the global economy continues ...

In The UK the accounting standard setting process in the UK has altered significantly since 1969 when the Accounting standards committee (ASC) was set up and later superseded by the Accounting Standards board (ASB). The ASB are now moving towards issuing Accounting Standards which comply with international standards, issued by the international Accounting Standards board. ...

This 13 page paper answers the following questions; 1. Will an increase in government spending in a closed economy contribute to crowding out in the private sector? 2. Can fiscal policy be an effective method of influencing short run levels of output if the investment demand curve is elastic? 3. Can there only be gains ...

This 5 page paper answers a set of questions posed by the student looking at different types of errors in statistics and how they occur, the benefits of hiding the purpose of research from the sample and calculates a sample size. The bibliography cites 4 sources.