Essays and Research Papers on Personal Finance

This 24 page paper examines the macro economy in the UAE. The paper looks at the demographics, the main industries, imports and exports, wages, job opportunities, national income and GDP, the relative importance of the different areas, unemployment inflation, balance of trade, FDI, urban development, tourism, women’s rights and the development of collective security in ...

This 3 page paper critiques the euro and looks to the future. A brief history of the euro is relayed. Bibliography lists 3 sources.

A 4 page paper discussing measures that an investor should want to assess when considering the stock of a company. Here, an individual is considering investing in the stock of Prime Properties, Inc., a property management and real estate firm. Measures the investor should want to examine include working capital and ratios of ...

This 3 page paper looks at a case study supplied by the student to assess the impact that different capital raising options for two different projects will have on the debt to asset ratio and the ability to continue paying the current dividend amounts. The bibliography cites 1 source.

A 14 page paper discussing Harvard Case 9-201-029: Dell's Working Capital. Dell's business model has been held up as being something to which other businesses should aspire. It was born of sound management, but only in response to the realization that, as Michael Dell noted, the company was "running out of gas." ...

This 10 page paper answers a set of 4 questions set by the student. The paper starts by looking at why companies such as Enron, WorldCom and Parmalat have all faced bankruptcy. The paper then considers the different discount models, looks at equity arbitrage theory and Economic Order Quantity (EOQ)for inventory control. The bibliography cites ...

This 7 page paper examines Chapter 11 bankruptcy, looking at what it is and the various characteristics, including the concept of the debtor in possession, the appointment and role of the trustee, the appointment and role of the committee, the differences between secured and unsecured debts, the automatic stay, conversion, dismissal and discharge. The bibliography ...

This 4 page paper outlines the role and position of four accounting bodies in the UK; The Institute of Chartered Accountants in England and Wales (ICAEW); The Association of Chartered Certified Accountants (ACCA); The Chartered Institute of Management Accountants (CIMA) and the Chartered Institute of Public Finance & Accountancy (CIPFA. The bibliography cites 4 sources. ...

An 8 page paper that explains how Mollie Orshansky developed her thresholds for poverty. The writer discusses the assumptions made in her calculations and comments on the validity. The paper also provides the median income in the U.S. and selected poverty thresholds for 2004 along with the estimated amount spent on food in two categories. ...

Businesses may fail for a number of reasons, this 5 page paper considers why Barings Bank failed. The paper starts by looking at the reasons that companies fail and then applies to the bank by looking at the events leading to the failure focusing on issues of control. The bibliography cites 3 sources.

This 6 page paper looks at a case study supplied by the student and undertakes the costing of different goods sold to assess their fixed and variable costs and total potential profit and the differences that would result from the use of various fixed cost allocation methods. The bibliography cites 2 sources.

A 7 page paper which reviews “Freakonomics” by Steven Levitt and Stephen Dubner. Bibliography lists 5 sources.

This 5 page paper discusses the difference between financial and managerial accounting and the types of reports prepared by financial and managerial accountants; the types of business decisions that might be made using the two types of accounting; and it outlines the Institute of Management Accountants (IMA) ethical standards and describes what sort of actions ...

A 7 page paper evaluating in general terms a public computer company's intended financial statements and its auditors' concerns with the company's intentions. The paper discusses Hierarchy of Accounting Qualities; the process of setting standards; and argues that there should be different standards for different types of businesses. Bibliography lists 4 sources. ...

A 6 page paper discussing changes in Four Seasons' structure and ownership in 2007. The formerly-public company now is jointly owned by a Saudi prince and Bill Gates, with the founder retaining a 5% stake. The paper discusses competitive advantage, environmental conditions and strategy for the future. Bibliography lists 6 sources. ...

This 7 page paper critically evaluates the view that the social cost of monopoly is significant in the UK. The paper considers some different views of social costs and considers how these may have manifested within the UK. The bibliography cites 5 sources.

This 12 page paper looks at option pricing methods comparing and contrast the different ways of pricing options considering how useful and realistic these two pricing methods are when applied to the real world. The paper includes an explanation of each of the models. The bibliography cites 7 sources.

This 10 page paper uses a range of ratio, including financial performance, financial structure, liquidity and working capital ratios, to compare and contrast the financial performance of these two fashion companies in the years 2003 and 2004. The bibliography cites 9 sources.

This 5 page paper considers to what extent the traditional approach of portfolio diversification is valid and useful in today’s complex international investing environment. The paper looks at research that has been conducted and the ways in which different risk that diversification should minimize are evidenced. The bibliography cites 12 sources.

This 10 page paper begins with an overview of the Federal Reserve Bank system, its duties and importance. The different monetary policy instruments the Fed uses are explained and discussed with examples, e.g., open market operations, reserve requirements and the discount window. Each is discussed. Examples include how the Fed used its options after the ...

This 10 page paper discuss the potential problems that occur between owners and managers due to different perspectives. The paper considers how the basic differences in interest and objectives may be solved paying special attention to the share-ownership programs. The bibliography cites 13 sources.

This 6 page paper focuses on bonds but includes information about stock investing as well. Different types of bonds are named and some are discussed in detail. Types of investment strategies are discussed. Bibliography lists 3 sources.

This 8 page paper examines a variety of cultures and pay preferences. Various types of payment methods are considered. Hofstede's model is used. Bibliography lists 10 sources.

This 10 page paper shows the student how to perform present value calculation including how the discount factor is calculated. The paper then looks at three business plan and assesses which is the most risky and should have the highest discount factor when it is being assessed and which is the safest and should have ...

This 3 page paper examines the technique of money laundering and explains the three phase process. Most of the paper examined the impact of money laundering on society. ibliography lists 3 sources.