Essays and Research Papers on Personal Finance

The beta is seen as an indicator of risk, measuring volatility against the market as a whole. This 5 page paper examines the different influences that will impact on the calculation of the beta and consider ways that a company may influence the beta. The bibliography cites 4 sources.

This 3 page paper examines what is meant by risk based auditing, what it is, how it is used, the way it fits in with internal auditing and the value it can bring to a company. The bibliography cites 3 sources.

A 4 page paper examining the operation of Harry Huffnpuff Glassblowing for the purpose of recommending changes in Harry's approach to his business. Harry's process is extremely wasteful and he is unable to earn the salary he requires for 40 weeks' work throughout the year. The paper identifies the source of waste and ...

This 18 page paper examines the performance of the UK transportation company Stagecoach, best known for its interest in the public bus system. The paper examines the companies performance wit the use of ratios and then looks t how the ratios indicate the company is performing in the context of the declared strategy. The paper ...

This 3 page paper provides this classic debate as it respects Keynesianism versus monetarism. This paper explains the basic premises concerning the two different points of view. Bibliography lists 4 sources.

This 2 page paper argues that the Federal Reserve will not raise rates in December of 2005 and explains why. Greenspan's retirement is discussed. Bibliography lists 2 source.

This 3 page paper speculates as to why the gas prices have increased between 2004 and 2005. Several ideas are looked at including supply and demand, oil company profiteering, and the fact that larger cars on on the road which does increase demand. Bibliography lists 4 sources.

In April 2005 the UK Customs and Excise operations were merged with the Inland Revenue, for the first time putting all financial compliance operation in a single department. This 3 page paper considers some of the advantages and disadvantages that may result from this merger. The bibliography cites 3 sources.

This 5 page paper examines the evolution of the CPA exam. Information about the exam's history is included along with recent changes in the format and content. Bibliography lists 5 sources.

This 9 page paper examines 12 financial ratios for FedEx between the years 2001 to 2005, including gross and net profit, return on assets and equity, earnings per share, as well as ratios concerning valuations, liquidity and different types of efficiency. Each ratio is compared to the industry average and a paragraph is written about ...

This 3 page paper examines two articles that fault conservative economic thinking, consider what response the authors might make, and the validity of those responses. Bibliography lists 3 sources

A 4 page paper examining cash flow at FedEx 2003 – 2005. It was during this period that FedEx acquired Kinko's, a fact reflected in the company's changes in cash. The paper includes 10 quotes from an introductory accounting textbook. Bibliography lists 5 sources.

This 4 page paper explains what is meant by accrual accounting, the advantages and advantages of this method that is in line with the marching concept and the divergence and when it should be sued. The paper also gives an example of accrual accounting comparing it to the use of the prudence concept and shows ...

This 3 page paper outlines Herman Daly's book "Beyond Growth" and compares it to the writings of Rene Girard. Bibliography lists 3 sources.

This 3 page paper considers what it mean by audit risk from the perspective of the external auditor and consider how they would approach auditing from a risk basis. The paper includes consideration of the different types of audit risk. The bibliography cites 3 sources.

This 4 page paper answers three questions concerning how costs are allocated in a case study, where costs are not allocated in the usual way, the relevant and irrelevant costs with a new decision and the use of activity based costing. The bibliography cites 3 sources.

This 10 page paper provides an overview of an issue paper on finance investment. This paper incliudes an executive summary, a letter of transmittal and a research paper. Bibliography lists 10 sources.

This 5 page paper looks at a case study provided by the student and calculates the cost of debt, the cost of equity and then brings them together to calculate the total cost of capital. The bibliography cites 2 sources.

This 7 page paper examines the current economy. This paper is broken down into two parts, one examining how current data is explained with an historic view and how the future economy can be predicted by looking at the present. Bibliography lists 5 sources.

This 14 page paper examines the way that fixed and pegged exchange rates have been used to try and create stable economies and economic growth and the advantages and difficulties seen in these strategies. The paper starts by looking at the gold standard and then examining the well known and long running Bretton-Woods agreement. In ...

Nike is the dominant sportswear company, this 6 page paper examines the financial performance of the company in terms of profitability, asset utilization and risk management and compares it to Adidas, the company that has recently acquired Reebok and will be able to provide some effective competition for Nike. The bibliography cites 4 sources.

This 4 page paper defines and explains the following terms; expectation, segmented market, liquidity premium theories, the market setting of security price, Keynesian liquidity preference and lastly nominal and real interest rates.

A 6 page paper discussing a purchase decision facing CU Boxes Inc. and determining NPV of the purchase and cost of operation compared to the benefits the company can expect to gain from the purchase of a new machine used in production. The final page of the paper compares NPV, IRR and MIRR. ...

This 5 page paper examines the concept of diversification in portfolio investments, what it is, how it can be used, the benefits and the limitation. The paper looks at a range of theories including industry and international diversification. The bibliography cites 10 sources.

This 4 page paper looks at a case presented by the student where the weighted average cost of capital needs to be calculated using the CAPM, the company assessed as an investment and then valued with different methods.