Essays and Research Papers on Personal Finance

An 8 page paper assessing the potential usefulness of applying ABC to the food service operation at the Palace Hotel Guam. ABC has been replacing traditional costing methods in manufacturing settings for years, but it is not often applied to or used in service settings and for the most part is practically unknown in ...

This 3 page paper looks at different aspects of capital budgeting and investment explaining the meanings of the payback period, the internal rate of return, sunk and opportunity costs and working capital. The bibliography cites 3 sources.

This 5 page paper looks at a case study supplied by the student and values the securities on the balance sheet; the loan, the bonds and the common stock, using present value, net present value, yield to maturity, dividend discount model and CAPM. The bibliography cites 3 sources.

This 7 page paper considers each sociologist's concepts of the consumer society, which are sometimes complementary and sometimes conflicting, and what we can learn from them by applying the opposing viewpoint. Bibliography lists 5 sources.

A 3 page paper discussing in general terms three types of capital budgeting. The paper discusses net present value (NPV), internal rate of return (IRR) and modified internal rate of return (MIRR), all variations of the discounted cash flow model (DCF). Bibliography lists 4 sources.

This 5 page paper examines the Brazilian and US economies between 1985 and 2005 looking at aspects such as GDP, GDP per capital, unemployment, inflation and foreign direct investment. The bibliography cites 6 sources.

A 3 page paper reviewing Nike's 2005 annual report, examining auditors' statements, financial trends, profitability, business trends and the company's general financial position. Nike appears to be positioning itself for the future in solidifying its social responsibility position and retaining additional earnings. Bibliography lists 2 sources.

This 7 page paper is based on a case study supplied by the student. A company has seasonal demand and wants to assess the best production strategy, The paper explains the way this can be calculated and shows the calculation for a level and a change strategy. The bibliography cites 3 sources.

This 4 page paper is written in two parts. The first compares the balance sheets, income statement and statement of cash flow of three companies; Microsoft, ExxonMobile and Ford, looking at the similarities and difference and determining which are the most useful. The second part considers whether the traditional measurement of profit is sufficient or ...

This 7 page paper discusses the idea of the inadequacies of cross-country growth studies. Bibliography lists 10 sources.

This 10 page paper takes data supplied by the student on a random sample of leisure and pharmaceutical companies and assess if there is any correlation between the level of earnings per share and the gearing level. Both industries are examines separately and the data is tested using a paired T-Test to test for any ...

A 6 page paper seeking to answer the question of the title. Bias in financial reporting was documented more than 100 years ago, and it has been an ongoing problem since that time. Auditing is thought to reduce that bias, but does it have its full intended effect? Research indicates that deep ...

A 3 page paper discussing the differences that allocating costs in proportion with the processes that create them can cause in the quality of cost and profit information. Part 1 provides results with allocated and unallocated costs; Part 2 evaluates the results of the deli and fresh prepared foods departments of a large grocery ...

This 3 page paper takes the figures from the 2003 and 2004 annual reports of a non profit making organization; Oxfam America and uses them to make projection for a 2005 budget of income expenses and the resulting net assets. The paper also includes a memo to explain how the projected figures have been ...

This 3 page paper examines a speech made by Alan Greenspan in December of 2002. Economic policy is discussed. No additional sources cited.

This 4 page paper looks at sensitivity analysis what it is, how it is used and the advantages and disadvantages of its use. The bibliography cites 6 sources.

This 4 page paper examines particular standards for documentation as it respects accounting practice. Auditing is discussed as well. Standards are supported. Bibliography lists 4 sources.

A 5 page paper which examines how rising oil prices affects the American economy and considers possible way to overcome the detrimental effects before advocating the best solution to the problem. Bibliography lists 3 sources.

This 4 page paper examines the baby boom generation and what they had accomplished financially. Social security is touched on. The book Fast Food Nation is used as a springboard for discussion. Bibliography lists 6 sources.

This 4 page paper examines a report by Estelle James published in 2005 on Social Security reform. The report is discussed and the topic is also addressed in general. Bibliography lists 4 sources.

This 9 page paper uses a range of 10 ratios to examine the performance of Tesco and Sainsbury’s using their 2004 and 2005 annual group accounts figures, including financial performance, financial structure, liquidity ratios and working capital ratios. The bibliography cites 9 sources.

This 4 page paper provides an overview and discussion on basic economic issues and theories revolving around international trade. Ricardo's ideas are compared with the Heckscher-Ohlin model. Various tariffs are discussed. Bibliography lists 5 sources.

This 12 page paper examines the Sony PSP from the microeconomics aspects looking at supply and demand and how this impacts on Sony PSP prices, the market structure of the handheld or portable games market, including the Nintendo DS and Gameboy, the way that the market is an oligopoly and whether or not game ...

This 5 page paper contains three parts, each with individual bibliographies. Within the three parts are five questions. Issues addressed include the federal reserve, junk bonds, the federal deficit, and currency issues. Bibliography lists 6 sources.

3 pages in length. Joseph Eby Ruin's New Strait Times article entitled "Importance of Business Ethics" shoots right to the core issue in today's commerce where the often-absent component of ethical consideration serves to create unnecessary problems and compromised character. Ruin (1997) openly charges today's business community with shirking the inherent responsibility of ...