Essays and Research Papers on Personal Finance

A 5 page paper comparing two asset pricing models. The capital asset pricing model (CAPM) is the standard measure for expected return on an investment. There are other pricing tools, however, specifically the arbitrage pricing model (APT). If investors have reliable information available to them that speak to their specific concerns about ...

This 8 page paper looks at the move towards international accounting standards, examining the arguments such as the need for ‘internationalisation’ and the balance between the need for regulation and interference in business decision-making. The paper considers whether or this is placing a strain on the accounting framework and changing the way businesses make business ...

This 3 page paper is a clear and easy to read explanation of the theory of comparative advantage and other aspects of international economics linked to international trade theory. The bibliography cites 1 source.

This 7 page paper considers the problem of economic inequality in American society, what the dominant organizational form is, what the moral consequences are, and what alternatives exist. Bibliography lists 6 sources.

This 10 page paper answers 5 questions on economics. The paper looks at the theoretical impact of an increase in the marginal propensity to consume under the classical, Keynesian and neo-classical schools of thought, the impact of technological development, how the Federal Reserve can impact on interest rates charged by the banks and the potential ...

A 3 page paper which examines the role of the African American church in relationship to self-help and primarily economic help for the community of African Americans. Bibliography lists 2 sources.

This 5 page paper examines the share price movements of DaimlerChrysler and Dell between 1996 and 2006 and considers the reasons behind the movement of the stocks prices. The bibliography cites 3 sources.

Multicollinearity, heteroskedasticity, outlying and influential cases, and non-normally distributed errors all present problems for ordinary least squares (OLS) regression. This 8 pager paper explains why each is a problem for OLS, how it can be detected and looks at steps can be taken to deal with each of them. The bibliography cites 5 sources. ...

This 3 page paper examines the financial performance of Oxfam America - a non profit making organization. The paper looks at the levels of costs, and donations, the efficiency of the organization and the cash flow. The bibliography cites 1 source.

This 2 page paper argues that the Federal Reserve will raise rates in December of 2005 and explains why. Greenspan's retirement is discussed. Bibliography lists 1 source.

This 3 page paper uses data supplied by the student to demonstrate the performance of an hypothesis test. First the paper determines what the hypothesis and the null hypothesis should be and then how to actually perform the test, using a T-Test and how to interpret the results. The bibliography cites 3 sources.

It is important that auditors are independent in fact and in the way they are perceived. This 4 page paper considers how this need for independence in managed in the UK. The bibliography cites 4 sources.

This 3 page paper looks at an article from the Wall Street Journal concerning the way Krispy Kreme are undertaking questionable accounting practices that may be motivated by the desire to support share prices. The paper outlines the problem, identifies the relevant factors and then considers some solutions to the problem. The bibliography cites 5 ...

This 8 page paper uses a data set provided by the student to formulate an hypothesis and show how to perform an analysis using SPSS, with a summary of the population sample and descriptive tables followed by tests such as Pearson and Spearman’s to test for correlation. The bibliography cites 1 source.

A 6 page paper discussing wealth's effects on people using the Rockefellers, Andrew Carnegie and Warren Buffet as examples. The paper also considers whether the Gilded Age was destined to fail, concluding it was because it was not sustainable. Bibliography lists 7 sources.

This 7 page paper discusses the two market structures, monopolies and oligopolies. Bibliography lists 7 sources.

A 7 page paper. Is there a real estate bubble or not? If there is a bubble, will it burst? This essay suggests what is happening is more aptly called the cycles of real estate. These two questions are discussed. The writer also discusses the effect of today's real estate market on the economy in ...

This 7 page paper answers two sets of questions set by the student. The first considers the fictitious company of River Beverages ad the budget setting process, looking at how it operates the way it creates responsibility and accountably and the advantages and advantages of such as complex inclusive system. The second question concerns a ...

This 7 page paper is written in two parts. The first part looks at the salaries and compensation given to the highest US executives and discusses any patterns in terms of increases and looks at movement between the top paying industries. The second part of the paper takes 10 random Fortune 500 companies identifies the ...

A 3 page paper evaluating the financial statements of Not-For-Profit Organization, obviously a fictitious nonprofit. Not-For-Profit Organization's financial statements appear to be sound. If one assessing the organization's financial strength would have any reservations, they should lie in the area counting assets not yet received. The corporate world can do this because ...

This 4 page paper examines the economy at the end of 2005 and looks to the years ahead. Why Katrina did not have a devastating effect on the national economy is discussed. President Bush's position and anticipated State of the Union address are included topics. Bibliography lists 8 sources.

This 3 page paper looks at how and why market failure has occurred in Turkey with healthcare. The paper defines market failure and then considers the way it is seen in Turkey and some of the causes. The bibliography cites 6 sources.

This 9 page paper presents 12 key ratios over a five year period for Microsoft Corp. in a table then assesses the performance of the company using the ratios calculated. The bibliography cites 3 sources.

This 6 page paper discusses the Enron scandal with regard to the actions of the company's senior management personnel; it also asks if Enron's security professionals were aware of the malfeasance, and what they could have done to bring it to the attention of the proper authorities. Bibliography lists 6 sources.

A 5 page paper in two parts. Part 1 (4 pages) provides a management accounting exercise in pricing and selling printers. The owner of the company fails to realize he can accept lower unit prices after meeting his fixed costs. Part 2 discusses marketing alliances between the Army and Air Force Exchange ...