Essays and Research Papers on Personal Finance

This 5 page paper looks at the pricing strategy of the Eurostar train travelling through the Channel Tunnel and develops a potential supply and demand graph for the train and the ferry. The paper then looks at Eurostars own pricing strategy and the way that competitors have reacted. The bibliography cites 10 sources.

This 4 page paper presents a table with the results of Wal-Mart 2001 – 2005 with the earnings per share (EPS), price earnings ratio (P/E ratio), he dividend yield and the common stock price. The paper then looks at the performance of the company and makes a buy, sell or hold recommendation justifying it with ...

This 3 page paper provides information on economics as provided by John Maynard Keynes. His ideas are discussed in context of contemporary society as well as in terms of theory. Bibliography lists 4 sources.

This 3 page paper looks at various topics such as the legal system, education and labor pool to discuss this issue. Recommendations are made. Bibliography lists 3 sources.

This 11 page paper answers three questions set by the student. In the first two questions there is a company that needs to be valued, methods used include book value, dividend discount model and capital asset pricing model. The last questions performs a free cash flow calculation. The bibliography cites 1 source.

This 5 page paper is made up only of tables which have the financial results and a range of different ratios for Pfizer and Merck for the year 2004 accounts.

This 5 page paper discusses the view that the exclusion of some intangible assets from the balance sheet is inconsistent and gives an incomplete picture, which cannot be justified by the requirement for accounts to be objective and prudent. The bibliography cites 3 sources.

The role of the auditor is to give an opinion regarding the truthfulness and fairness of the financial statements in the annual accounts. This 3 page paper considers to what degree the auditor is responsible for detecting fraud and their liability to shareholders who rely on their opinion. The bibliography cites 4 sources.

This 3 page paper explains what is meant by the term intangible assets, looks at the different types and then considers how they are treated in the accounts, including amortization and impairment. The bibliography cites 1 source.

This 4 page paper considers how a general economic forecast looking at GDP and inflation may be used by a builder to forecast demand for homes or industrial buildings. The bibliography cites 2 sources.

This 8 page paper is written in two parts to help a student with a business plan for setting up a restaurant. The first part of the paper considers the different risks that may be present in any plan. The second part is a financial plan and budget for the start up costs, running costs ...

This 6 page paper looks at what is meant by an international bank, using different definition and then looks at the role of the banks and the main influences that have been seen. The bibliography cites 12 sources.

An 8 page argument that LPNs deserve comparable wages to RNs. The thesis is supported that by nature of their increased time on the floor, LPNs have developed equivalent or superior skills and knowledge to RNs and, consequently, deserve the same wage.

Countertrade is becoming increasingly popular. This 5 page paper consider show it is being used in order to manage and minimise risk, especially in international trade and how it is used in terms of global financing. The bibliography cites 9 sources.

This 12 page paper examines the UK construction company Telford Homes PLC. The paper starts by looking at the strategy and developments of the company and then conducts a comprehensive financial analysis for the financial years ending 2004 and 2005. All calculations are shown. The bibliography cites 20 sources.

A 4 page paper discussing allocation of general costs and how what is intended to be a reward can instead become a penalty. Creative Consumer Consultants (CCC) is a corporate consulting firm with offices in New York, Chicago, Paris and Little Rock that currently assigns general costs to each office in a degree dependent ...

This 10 page paper looks at the way the IMF financial planning model is based on macroeconomic models and how the IMF itself may have influenced or adapted models to justify its own approach. The bibliography cites 10 sources.

This 3 page paper analyses the performance of Wal-Mart, ticker symbol WMT with a table showing 12 ratios over 4 years compared to the industry average. The bibliography cite 3 sources.

A 9 page paper which examines how London and Paris are responding to globalization. Bibliography lists 9 sources.

This 5 page paper answers questions for two case studies supplied by the student. The case of Beck and Pollitzer looks at who should run the company and what criteria should be used to select them. The case of Vivosonic Inc. loos at the arguments for an against the investment and potential terms that should ...

A 3 page paper critiquing the online version of the 2004 annual report of this company. It may be that the company is quite forthcoming with financial information, but its annual report gives the impression that it is striving to avoid providing that information. It repeats narrative text to the detriment of provision ...

A 10 page paper devoting 8 pages to analyzing differences in ROE and ROA between SunTrust Bank and an unidentified sample bank. The paper uses the DuPont Identity to identify the area in which the sample bank performs better than SunTrust based on the first half of 2005. The remaining portion of the ...

A 3 page paper discussing some of the ways that economic growth contribute to the emergence of intermediate financial structures including thrift institutions, insurance companies and pension funds, and how they, in turn, contribute to increased economic growth. The development of these intermediaries lends stability to the economy by providing a broader base for ...

A 3 page paper reviewing the benefits and purposes of activity-based costing (ABC) and assessing piano manufacturer Steinway & Sons as to whether ABC is a valid approach for that company. The paper concludes that ABC absolutely is a valid approach for Steinway and could assist the company in identifying areas in which it ...

This 4 page paper discusses pricing comparisons between United and American. Bibliography lists 3 sources.