Essays and Research Papers on Personal Finance

A 3 page paper describing heading, bibliographic and citation forms of the style of the American Psychological Association (APA). APA style focuses on publication production and is not intended to be a final form: the APA manual itself is not in APA style. The great strength of APA style is the uniformity it ...

This 5 page paper answer three questions set by the student. The first considers how to value Sento shares in the future and the way a discount rate can be determined and applied to a futures contract. The second part of the paper examines how different projects may be assessed for discount rates by their ...

A 3 page paper discussing Delta's ongoing struggles to remain operational and out of bankruptcy. GE and American Express extended loans and prepaid service payments late in 2004 on the condition that Delta significantly reduce expenses over the following two years. Industry analysts believe that the loans may only be delaying the inevitable. ...

A 3 page paper discussing this brokerage firm's willingness to accept risk. Number 59 on the 2005 Fortune 500, the company clearly has been successful in its strategy and in its assessment and management of the risks it faces in today's investment environment. Whether it can continue that success is another matter. ...

A 9 page paper presenting an interview with the CFO of a hypothetical multinational company. The interview focuses on finance, of course, and includes such topics as the rigors of financial management; leadership; optimal capital structure; core beliefs; tax planning; ratio analysis; currency hedging; and investor relations. Bibliography lists 1 source.

This 8 page paper examines the financial performance of Starbucks, the well known international coffee house and coffee company. The paper looks at the different profit levels, the efficiency ratios and liquidity ratios for the company and also compares performance to the general industry figures. The bibliography cites 10 sources.

This 3 page paper considers Italy in terms of globalization and international trade. The paper looks at the goods that are imported and exported and identifies the import and export partners. The bibliography cites 2 sources.

This 3 page paper considers how the supply and demand influence an industry that has a monopolistic structure. As an example the paper uses the cable industry and examines how supply and demand interact and the impact of the lifecycle. The bibliography cites 2 sources.

This 5 page paper looks at a case study supplied by the student. The paper examines the accounting strategy that is used, absorption or overhead costing, looks at how and why it is failing before suggesting an alternative strategy and system. The bibliography cites 2 sources.

This 6 page paper is written in 2 parts. The first part looks at Capital Asset Pricing Model (CAPM) and Arbitrage Pricing Theory (APT) and considers which model would be most appropriate for a financial professional to use. To assess this both models are described and the evidence to support them considered. The second part ...

This 3 page paper outlines the economic development of the Philippines along with its nearest neighbours China and Malaysia, looking at the GDP, make up of the GDP, unemployment, inflation and main imports and exports. The bibliography cites 3 sources.

A 4 page paper discussing the economy in the US in 3Q2005 and making recommendations for the future. The primary recommendation is that the Federal Reserve leave interest rates as they are at present as long as inflation does not become problematic. Business profits may decline as fuel costs rise. Tax revenues ...

This 8 page paper examines the influences on supply and demand in any market, using dwelling houses as an example. The paper looks first at the influences in demand, examining them individually and how they may impact on the demand; this is then repeated with the supply influences. The bibliography cites 4 sources.

This 11 page paper answers questions set by the student. The first shows the student how to use Net Present Value (NPV), Internal Rate of Return (IRR) and Payback to access the potential purchase of some equipotent that will creates operating cost savings. The paper then considers the advantages and disadvantages of using the NPV, ...

A 4 page examination of the causative factors in the escalating gasoline prices. The author explores domestic and foreign factors to conclude that in reality there is a multiplicity of reasons but that the real reason is supply and demand. Our continued dependence on oil has put control in the hands of the ...

An 11 page paper discussing the value of financial statements prepared according to traditional methods and accounting convention. Some have questioned whether traditional approaches to accounting convention can continue to serve the needs of organizations and investors in providing "relevant and reliable information for stewardship and decision making purposes." This is the topic ...

This 6 page paper discusses Online banking in the United Kingdom with an emphasis on HSBC Holdings plc. The paper reports the different data regarding the number of people using the Internet for different financial transactions and the forecasts for the future. The writer also provides an overview of HSBC Holdings plc. The risks associated ...

An 8 page paper in two parts. The largest discusses the Asian currency crisis as it related to Malaysia and examines the actions that contributed to events of the crisis. It also describes Malaysia's current fiscal policy, which includes recent elimination of pegging to the US dollar in favor of management by assessing ...

This 4 page paper examines the growing trade deficit in the United States. Whether or not it will continue and its impact is discussed. Some statistics are included. Bibliography lists 2 sources.

A 5 page paper discussing possible approaches for raising funds and paying for upcoming operational items at Intel and Sento. Intel's problem is a product recall; the paper recommends that the company pay an initial $725 million from the sale of debt instruments existing for future hedging activities and issue long-term bonds to raise ...

A 4 page paper answering several venture capital questions. One discusses an entrepreneur's (Heather Evans) quest for locating venture capital; another asks for comparison of standard venture capital advice and requirements between the US and companies in SE Asia. The paper also discusses entrepreneurship, intrapreneurship and other related topics. Bibliography lists 2 ...

Employee stock options schemes are not cost free to the employer. However, under certain circumstances employers did not have to account for costs in the accounts. This 7 page paper considers how and why employee stock options schemes were used and accounted for and considers the impact of FASB 123 which introduced the concept of ...

A 3 page paper discussing the factors that may be present and contribute to value for acquiring banks in mergers and acquisitions. The factors identified are greater cost efficiencies, enhanced revenues, effective integration and potential tax benefits under Section 197 of the Internal Revenue Code. Bibliography lists 5 sources.

This 5 page paper looks at mutual funds, their regulation, structure and development and market size comparing the UK with the US and Canada. The paper cites 7 sources.

A 35 page paper discussing changes in Taiwan's economy in the early years of the new century and the growing threat of mainland China. Taiwan's defense spending has declined dramatically over the past several years as there has been internal disagreement over the total cost of matching China's increased defenses. This paper reviews ...