Essays and Research Papers on Personal Finance

This 3 page paper examines the performance of Dell Inc., the well known computer company, using the rerun on equity and the return on assets, showing the calculation for 2001 – 2005 and comparing this to the industry averages. The bibliography cites 4 sources.

This 4-page paper discusses airline economics and price wars. Bibliography lists 1 source.

A 10 page paper determining which economic school of thought has had more influence on the United States' economy over the past five years. Though the paper considers Keynes, the economist providing the most comprehensive and workable school of thought affecting the US in recent years is Adam Smith, specifically some of the principles ...

This 20 page paper examines a case provided by the student in the form of results tables for airports. The paper looks first at the characteristics of international airports using statistics looking at revenue number of passengers and level of cargo carried as well as average profit levels. The second part of the paper carries ...

A 2 page solution to a problem determining the lease payment for a piece of machinery with a functional life of 5 years. The solution provides the present value of the lease allowing for the depreciation tax shield and real salvage value to determine the annual lease payment, adjusted for tax effects. An ...

A 4 page paper discussing the merger of two Illinois hospital systems (Highland Hills and Northwestern) in 2000; eBay and PayPal in 2002; and Citigroup's acquisition of Mexico's Banamex in 2001. The hospital merger was being challenged as being anti-competitive in 2005 and could be reversed. Strategic success appears to be more likely ...

This 9 page paper answers 8 questions. These include the stages of the accounting cycle, why accounting is only a means to an end rather than an end in itself. Who designs and installs accounting systems, who external users may be, the different types of accounting, the impact of profitability on the balance sheet, explanations ...

This 10 page paper examines the US company ADP, Automatic Data Processing. The paper starts with the graph of supply and demand in equilibrium and discusses fiscal policy and how it has may be expected to affect the industry. The paper includes industry forecast and individual forecasts. The bibliography cites 8 sources.

This 7 page paper examines the performance of Delta Air Lines Inc. between 2000 – 2004 using ratio analysis, comparing performance with that of the industry. The paper also produces some projections for the years 2005 – 2007. The bibliography cites 4 sources.

A 4 page paper which examines why professional economic forecasters rely on past data and trends to predict the future. Bibliography lists 4 sources.

This 6 page paper compares the financial performance of Nike and Adidas. The paper looks at trends and movement in the revenue and net profit between 2002 - 2004, the current ratio, debt ratio, earning per share and the price earnings ratio. The bibliography cites 5 sources.

This 5 page paper answers several question supplied by the student. Fictitious company Majestic Limo need a balance sheet preparing and a second company has balance sheet figures provided with the need to calculate the level of retained earnings. The next part prepares an income statement, retained earnings statement and a balance sheet and then ...

This 4 page paper talks about problems with identity theft and why freezing credit is not the answer. Several examples are provided. Bibliography lists 2 sources.

This 10 page paper looks at the potential benefits and problems of increased participation by managers, employees or stakeholders during the budgeting process. This paper looks at both the theory and the practice of participative budgeting using real cases to illustrate the points raised. The bibliography cites 10 sources.

From the 1st January 2005 AASB 138 dealing with accounting for intangible assets came into force in Australia. The standard which brings Australian accounting standards into line with international accounting standards poses some difficulties. This 4 page paper examines some of the ways this will wipe value from Austrian companies and the way it contradicts ...

This 9 page paper looks at considerations when comparing Nike and Adidas as investment targets. The first part of the paper looks at the role of the regulators, who they are and why their role is so important for the company and the wider stock market. The paper then looks at the latest securities issue ...

This 7 page paper considers the finical difficulties faced when a company seeks to grow and diversify. The paper looks at issues such as lack of working capital and growth that is too rapid along with the difficulty of determining which type of financing should be used; debt or equity. The bibliography cites 5 ...

This 10 page paper takes a thoughtful look at unemployment. There is some address of theory, history and implications related to the economy. The paper also looks at solutions for unemployment and how people can prepare for it in a shaky economy. Reasons for unemployment are thoroughly explored. Bibliography lists 9 sources.

This 6 page paper examines these important industries while examining vacationing in America. How gas prices affect decisions to go on vacation is examined. Bibliography lists 4 sources.

This 5-page paper provides an analysis of foundation company Warnaco and the problems of its $145 million overstatement of inventory on its balance sheets during the late 1990s. Bibliography lists 4 sources.

This 5-page paper discusses overall concepts of financial internal controls and the impact of Sarbanes-Oxley on those controls. Bibliography lists 4 sources.

This 4 page paper examines Delta Airlines performance 1998 – 2004. The paper presents profitability, efficiency and debt ratio for the years and then undertakes a z-score calculation using the Altman Bankruptcy Model to predict the future of the airline. The bibliography cites 2 sources.

This 8 page paper looks at 3 companies; Boeing, BEA Systems and Airbus. The paper examines the financial performance, key success factors and developments in the aerospace industry. The paper then compares efficiency and performance for Boeing and Airbus. The bibliography cites 9 sources.

This 5 page paper examines the financial performance of Sento Corp between 2002 – 2005 using a ratio analysis looking at profitability, efficiency and performance. The bibliography cites 2 sources.

A 5 page paper answering several questions about what a company should do to improve its bottom line. Its sales are down for the first nine months of the year and expenses and inventories have increased. The paper provides calculations for the company's ROI, capital turnover and gross margin, and discusses possible courses ...