Essays and Research Papers on Personal Finance

This 14-page paper describes the duties and responsibilities of compliance officers, especially in the banking/financial industry. Bibliography lists 5 sources.

An 8 page paper in two parts. Part 1 describes and critiques the budget process at River Beverages. Part 2 builds various spreadsheets for cash and cash requirements throughout one quarter. Included are a sales budget, cash receipts budget, purchases budget, cash disbursements budget and the beginning of a summary cash budget. ...

This 15-page paper focuses on a fictitous financial services company and how a compliance officer, based on literature about the topic, can determine vulnerabilities and solution to those vulnerabilities. The paper is written from a UK perspetive. Bibliography lists 4 sources.

This 7 page paper discusses ethics and auditors, based on philosophies including utilitarianism, Kantianism, relativism, altruism and others. Bibliography lists 5 sources.

This 7-page paper focuses on IRS reform, and how the agency can better focus on more equitable taxation. Bibliography lists 6 sources.

This 6-page paper discusses the meaning behind fiscal and monetary policy, and whether a stronger policy in both of these realms could help prevent the 2001 recession. Bibliography lists 3 sources.

This 7-page paper examines the IRS' Foreign Income Tax Exclusion (Section 911) and discusses how this particular aspect helps with competitiveness of U.S. workers abroad. Bibliography lists 4 sources.

This 3 page paper discusses the distortions caused by differing accounting procedures in the profitability ratio. The paper looks at the different profit ratios, such as operating profit, net profit, EBIT and EBITDA and how they can be calculated and manipulated. The bibliography cites 6 sources.

This 6 page paper examines the issue of consumer confidence through the evaluation of three Wall Street Journal articles. The articles are discussed. Consumer confidence is defined and its importance evaluated. Bibliography lists 5 sources.

A 4 page continuation of examination of the choices that Acme must make before it expands internationally. There are a number of ways that Acme can finance its greenfield investment in globalization. The choices the company makes can have direct effect on the total value of the firm, so Acme should choose carefully ...

A 4 page continuation of considerations that Acme must make prior to going forward with its international expansion, specifically in assessing the value of the new venture in terms of return on equity and internal rate of return. There is always a degree of uncertainty in new ventures. ROE can provide an indication ...

A 5 page paper discussing optimum capital structure, market capitalization, bank loans, tax planning and assessing results based on ROE and the DuPont Identity as five tools available to organizations as long-term and short-term strategies for corporate financial management. Bibliography lists 4 sources.

This 3 page paper outlines and compares the banking systems seen in Canada and China, including the role of the central banks and the influence of government on the operations of the central bank. The bibliography cites 2 sources.

This 5-page paper presents information on Wal-Mart's capital and debt financing, based on literature, and some of the risks and rewards it is taking on through making these particular financing decisions. Bibliography lists 3 sources.

This 22 page paper examines two companies using a range of tools to assess which may be the best investment. The paper starts with the use of ratio analysis and then moves onto different share pricing tools such as the book value, dividend discounting model and the capital asset pricing model. The paper ten argues ...

This 6 page paper considers the financial performance of the Walt Disney Company between 1994 – 2004 and identifies the general trends supported with a ratio analysis. The paper then considers the reasons why financial analysis alone is not sufficient when assessing the potential future of a company. The bibliography cites 6 sources.

This 5 page paper proposes that WalGreen pharmacies would be a good acquisition for Wal-Mart and then justifies this by looking at the performance and how the purchase may be financed as well as using tools such as the payback period, the net present value (NPV), the internal rate of return (IRR) and the profitability ...

This 4 page paper examines a case study supplied by the student which looks at how much capital a company needs to raise to pay of debt and undertake expansion plans. The paper then looks at how much may be available from different sources and assesses which projects may go ahead and which is the ...

On the 31st of October 2004 UK mortgage providers and intermediaries came under the remit of the Financial Services Authority and have had to cope with new regulation. This 3 page paper examines the changes and the issues which have lenders and brokers all have to face. The bibliography cites 4 sources.

This 3 page paper analyses two sets of data provided by the student. Each is a data set of amounts of commission earned by sales teams. The two sets of data are analysed looking at the range, median, mode and mean with the standard deviation. The bibliography cites 2 sources.

This 4 page paper uses a case study supplied by the student to calculate the economic added value (EVA) of Coca-Cola and Pepsi Co using projected figures. The paper shows how perform this calculation and demonstrates the calculations.

10A 10 page paper determining which economic school of thought has had more influence on the United States' economy over the past five years. Though the paper considers Keynes, the economist providing the most comprehensive and workable school of thought affecting the US in recent years is Adam Smith, specifically some of the principles ...

A 3 page paper discussing this sound-revolutionizing company's initial public offering, focusing on the finance aspects of the IPO. The events that have occurred at Dolby Laboratories cannot be described as those of a new venture, but this 40-year-old company has recently concluded its IPO. Private until only recently, Dolby went public in ...

This 3-page paper answer some questions about the impact of financial institutions on globalization and potential trends in the finance industry during the next several years. Bibliography lists 3 sources.

This 3 page paper answers three questions on international tax, looking at tax consideration of a US company with a subsidiary in Ireland, the benefits of being incorporated in Bermuda, taxations of the US company in Turkey and the impact of exchange rates of a contract on calculating tax. The bibliography cites 4 sources.