Essays and Research Papers on Personal Finance

This 16 page paper in a financial analysis of Cisco using the annual reports from 2001 – 2004. The paper uses a range of ratios to consider the performance of the company and relate the interpretation of the results to shareholders, management and creditors. The bibliography cites 5 sources.

This 8 page paper argues that the use of hedging, when used correctly can be of great value to the owners of a company, reducing risk and reducing potential volatility of returns. However, the tool has to be used correctly for the benefit to outweigh the costs. The paper discusses these hedging issues and considers ...

This 12 page paper considers is there is such as thing as corporate social responsibility and then looks at the ways in which the results of this approach can be measured. The paper focuses on environmental measurements. The bibliography cites 14 sources.

This 5 page paper examines this devastating event that resulted from an earthquake. The economic toll taken on third world countries is the focus of this paper. Bibliography lists 5 sources.

This 8 page paper considers why international accounting standards are advantageous and looks at the attitude adopted by the International Accounting Standards Committee when implementing the standards. The paper gives examples of to support the view put forward. The bibliography cites 10 sources.

A 3 page paper discussing the equation C + I + G + (X - M). The aggregate demand equation demonstrates that changes in one area of the economy affect conditions in another. It also provides policy makers with specific areas from which to attempt to “fine tune” the economy so that if ...

A 12 page paper discussing Gap’s present position for the purpose of determining whether Gap’s stock is a good investment at present. Investors are bemoaning Gap’s decline in stock price, but industry analysts urge patience. The company suffered a setback of much the same kind in the early 1990s, and Gap appears to ...

This 3 page paper begins by reporting the total estimated 2005 U.S. deficit, including the budget deficit and the trade deficit. The deficit has reached an unprecedented level. The writer explains what the debts are for and comments on what promises to be done. Finally, the essay discusses the effect of the U.S. deficit on ...

This 12-page paper discusses the mandatory convergence of many international countries and companies to the IAS standard of financial accounting. Topics covered include the benefits and disadvantage of convergence, and what the perceived impact is likely to be. Bibliography lists 8 sources.

This 4-page paper puts forward arguments as to why the United Kingdom should adopt the euro as its currency. Bibliography lists 4 sources.

A paper which looks at the tradeoff between unemployment and inflation in the light of the rational expectations theory, with specific reference to the Bank of England's fiscal policies. Bibliography lists 2 sources.

This 4 page paper considers a case supplied by the student where a company has t decide if they want to outsource production of goods or carry on making them internally. Outsourcing is cheaper initially but will also incur other costs. The paper performs the calculations.

This 3 page paper considers the difficulties of Polaroid between 2000 – 2001, the reason behind the problems and the impact on the creditors. The bibliography cites 4 sources.

A 4 page paper defining fundamental analysis and several approaches to valuation. Valuation models discussed are book value; discounted dividend, discounted free cash flow, residual income and abnormal earnings growth models. Bibliography lists 7 sources.

This 4-page paper answers some questions about property taxes, their purposes and how they're assessed. Bibliography lists 3 sources.

A 7 page paper answering economics questions addressing topics including predicting shifts in the supply and demand curve; price elasticity; opportunity costs; and principal-agent problems. Bibliography lists 5 sources.

This 3 page paper explains the major characteristics of bonds and common stock, their valuation formulas and their relative advantages and disadvantages from the shareholders perspective. The bibliography cites 2 sources.

A 3 page paper discussing beta and the Capital Asset Pricing Model. Includes calculated required rate of return for investment in Apple and Microsoft, as well as a definition of beta. Bibliography lists 7 sources.

A 4 page paper discussing risk associated with a potential new product. Assessing the project risk is difficult in that we cannot know all conditions that will apply by the time the product reaches the market. It does appear that there is less risk than originally believed, however, based on the results of ...

A 9 page paper discussing Southwest’s history, corporate culture, capital structure, management and financial results for the purpose of performing investment analysis. Still boasting that it has had 54 consecutive profitable quarters, Southwest would have lost money in 1Q2003 and 1Q2004 without its successful fuel-hedging activities. It still clings to the never-a-losing-quarter mantra, ...

A 5 page paper which examines how the death of the Cold War led to the birth of globalization, which has restructured capitalism and international relations in the twenty-first century. No additional sources are used.

A 3 page paper which examines what caused the Depression and how FDR’s “New Deal” package of domestic programs attempted to achieve economic recovery for the United States. Bibliography lists 1 source.

This 4 page paper considers several ways in which economics are seen in the tourism industry. The paper answers four questions, looking at the supply and demand of labour, the importance of understanding elasticity when setting hotel room prices, the impact of doubling the size of a hotel and how this would be different in ...

A 7 page paper answering several questions regarding the supposed negative externalities of SUVs. All light trucks protect their passengers better than do light cars, but drivers of cars die at much higher rates than do drivers of SUVs. Several authors blame light trucks for being more dangerous, but their analyses appear to ...

A 20 page review of the economic problems that have confronted the Middle East since the mid-twentieth century. Concentrating on Jordan, United Arab Emirates, and Oman, the author analyzes the importance of trade agreements and economic diversification. Numerous statistics are provided. Bibliography lists 12 sources.