Essays and Research Papers on Personal Finance

This well written and accurate 9 page paper investigates the pensions scandal in the United Kingdom. The causes of the scandal are investigated, including government influence, asymmetry of information and training. The paper then looks at the measures taken to remedy the situation and prevent it happening again. The bibliography cites 5 sources.

This 4 page paper is written in two parts. The first part of the paper looks at key factors that brought about and sustained the surge of international economic flows that started in the latter part of the 19th and the middle of the 20th century. The second part of the paper considers the influences ...

This 17-page paper focuses on accounting methods at Enron, and how things could have been handled somewhat differently. This is written in the style of an "advice" report, similar to something a financial consultant might offer a company. Bibliography lists 10 sources.

This 14 page paper is written in 3 parts. Te first an longest looks at the tolls that a company, or in this case a university, could use to assess risk, including HAZOP and HAZIM, Monte Carlo, cost benefit analysis and NPV. The second part of the paper looks at which models could be used ...

This 7 page paper is written in two parts. The first considers the differences between preference and ordinary shares, the second part of the paper examined the rights of minority shareholders. The paper is written with reference to English law. The bibliography cites 6 sources.

This 7 page paper analyses the British Airways accounts. The paper is written in three parts, the first part looks at BA accounting policies and identifies and discusses unusual accounting policies. The second part of the paper presents a financial analysis using vertical and horizontal ratio analysis. The third part of the paper considers whether ...

This 15 page paper is written in two parts. The first part of the paper outlines the theoretical ideas behind the strategic frameworks of the traditional analytical positioning school and the opposing model of chaos theory. The second part of the paper then applies chaos theory to a company to access whether or not it ...

This 12 page paper looks at the ways of evaluating companies in the financial markets. The paper is written answering specific questions as supplied by the student regarding ASDC Telecommunications on the stock market, bonds and hedging markets. The bibliography cites 3 sources.

This 16 page paper is written in three parts. The first part examines the Cintas Corporation long term financing decisions, firm vlaue using book value, market vlaue and then loos at capital structure with consideration of Modigliani and Millar’s model. The second part fo the paper considers the use of risk assessment tools, including Black-Scholes ...

This 8 page paper looks at the problems and possible solutions to the different aspects of credit creation and control in the UK and Ghana when they are compared. This paper is written as an example conclusion to a larger paper. The bibliography cites 5 sources.

This 8 page paper is written in 3 parts. The first part looks at budgets and budgetary controls, looking at how budget controls may be implementing, including basic control techniques. The second part of the paper looks at the way variances may occur and how they manifest, the last part of the paper looks at ...

This 4 page paper is written in two parts. The first part at what is meant by securitization, how it is defined, giving a brief history of these financial tool, before considering the role it played in the 2008 credit crunch. The second part of the paper discusses some of the criticisms for the Capital ...

This is a 5 page paper discussing the education system and structure in the Netherlands and the educational requirements needed for accountants in the Netherlands. Estimated costs and salaries are also included. The education system in the Netherlands requires a certain level and excellence and pre-planning on behalf of the students. Students who wish to ...

This 3 page paper is written in 2 parts. The first part defines several terms; GAAP, historic cost, the difference between accrual basis and cash basis accounting and what are meant by current and non current assets and liabilities. The second part of the paper looks at three sets of accounts and considers the way ...

This 5 page paper is written in two parts. The first part of the paper looks at the general economic impact of tourism, considering the global level an the way it will influence an economy. The second part of the paper looks at the economic importance of tourism to Croatia and Serbia. The bibliography cites ...

This 3 page paper, written in October 2005, looks at two forecasts covering a 6 – 18 month period for the consumer prices index and gross domestic product for the US and considers their similarities and differences. The bibliography cites 3 sources.

This 10 page paper is written in three sections. The first section considers the potential to regulate against scandals such as Enron and WorldCom from an economic perspective. The second section looks at the similarities and differences between stocks and bonds. The third section calculates the beta of Apple Inc over a three-year period and ...

This 4 page paper is written in 2 parts. The first part of the paper looks at the Heckscher-Ohlin (HO) Model and compares it to the Ricardo model. The second part of the paper looks at the concept of free trade asking why, if it is a good model, is it not seen fully implemented ...

This 12 page paper is written in two parts. The first part of the paper examines the reason why global trade increased significantly between 1955 and 2004. The second part of the paper explores the potential impact of oil prices increases on the current accounts of countries that have a high level of oil exports. ...

This 12 page paper looks at the concept of their pricing, defining what it is and how it may occur. The concept is examined looking at the way in which the perception of fairness may vary. Written from a strategic perspective, different examples are examined in order to demonstrate the different approaches to fairness considering ...

This 4 page paper examines FedEx for the financial year 2006 and 2007. Written in three parts the first part looks at cash flows for the year, including revenue, profits and general cash flow. The second part of the paper considers the assets and liabilities of the company. The third part of the paper discusses ...

This 4 page paper is written in two parts. The first part considers the extent to which capital generated in the developed world finds it way into less developed economies with consideration given to how it takes place and the degree to which it occurs. The bibliography cites 6 sources.

This 16 page paper looks at the advantages and disadvantages of different business tools. Written in three parts, the benefits and potential problems associated with using balanced scorecard systems, activity based costing systems and target costing are all examined. The theory and application is discussed and examples are used to illustrate points raised. The bibliography ...

This 8 page book report examines a work in economics. The book entitled Kremlin Capitalism, written by Blasi, Kroumova & Kruse (1996) examines the state of Russia during the first part of the 1990s. The book is summarized. Some quotes are included. No additional sources are used.

This 6 page paper is written in two parts. The first part looks at the changes in the US economy in 2005/6 and into 2007 with the weak dollar and considers what impact this has and what opportunities it can create as well as the link between change and entrepreneurship. The second part of the ...