Essays and Research Papers on Personal Finance

A 3 page paper addressing the questions posed in Harvard case 9-198-002. The case compares the airlines’ financial structure relative to their respective aircraft fleets in 1993. Nearly half of Delta’s fleet is leased and the company carries a high debt load, whereas Singapore Airlines owns all its aircraft and carries no long-term ...

12 pages in length. The concepts of modernization and assimilation are neither foreign nor welcome in myriad global communities touched by Western materialism. Campbell's treatment of the Wayapi in "Getting To Know Waiwai: An Amazonian Ethnography" and Geertz's account of two Indonesian societies in "Peddlers and Princes : Social Development and Economic Change in ...

A 3 page paper discussing the growth and benefits of financial globalization. Though financial globalization has helped worldwide economic conditions overall, there are areas of the world that remain in abject poverty and virtually untouchable in the near future. Consistently, the world’s poorest nations are also the world’s most corrupt. The greatest ...

A 10 page paper discussing the benefits and potential hazards of the limited liability company (LLC). Still relatively new, there are still many questions as to how the LLC and its members should be taxed in specific circumstances. The paper discusses some of these issues after providing a brief description of the benefits ...

This 4 page paper answers two questions with sources from the Journal of Economic Perspectives. The complex questions involve issues such as globalization and immigration. Bibliography lists 5 sources.

This 5 page paper is a critical review of a model of add-on pricing, looking at how the author; Ellison, is back up by empirical evidence and how some of the assumption may be wrong. The bibliography cites 4 sources.

A 4 page paper discussing current conditions at this restaurant operating company; examining economic indicators; and discussing the relative value of economic indicators for business planning. Bob Evans operates in the pure competition market structure, and as such, has the ability to affect only itself and its own results. The paper concludes that ...

This 3 page paper looks at a case study supplied by the student and considers how the Delta Airline debt and deprecation of the fleet would be restated is calculated in the same way as Singapore Airlines. All calculations are shown.

This 6 page paper looks at a case study supplied by the student recalculates costs for a project and outlines the constraints of using accounts to make decision. The bibliography cites 6 sources.

A 9 page paper assessing varying views of cost accounting in a manufacturing environment. As is so often the case, Premier Products is using an inadequate cost accounting system, one that makes its most profitable product appear to be the least beneficial. Premier’s management suspects that the system itself is the culprit, however. ...

A 6 page paper discussing several events that have occurred just prior to the end of the quarter as the controller of ABC Manufacturing is about to prepare the company’s quarterly statement. A good customer has filed Chapter 11 bankruptcy; the company has sold real estate for a profit; a study indicates greater revenues ...

A 5 page paper exploring the notion of the existence of “fiscal zoning” in Boston. Those totally opposed to the idea of expanding housing at all fall back on the old congestion-and-traffic argument, adding increased pressures on local school systems for good measure. What they fail to realize is that the scarcity of ...

This 9 page paper looks at this Austrian economist and what he contributed to the field. Some bibliographic information is included but the paper focusses on economic theory. Bibliography lists 6 sources.

A 6 page paper reporting the results of a survey of individuals regarding their knowledge of personal finance. The study surveyed three groups of 28 individuals each, in age groups ranging from 30 to over 50. The hypothesis, that financial IQ increases with age, was not supported by the results of statistical analyses ...

This 4-page paper focuses on Wal-Mart and its impact on microeconomics. Under discussion are labor wages, competition and low prices. Bibliography lists 2 sources.

This 10 page paper examines the dividend policy of the UK retail company House of Fraser. The paper starts by looking at the dividend history and policies of the company. The paper then considers models of behaviour that can be applied to investors that may explain different behaviour patterns. The last part of the ...

This 8 page paper considers why countries with tropical climate are much poorer compared to countries with temperate climate. The paper looks at the different influences, such as technological development, specifically in the areas of healthcare and agriculture, problems related to the climate, the position at the beginning of the era of modern economic growth ...

This 7 page paper looks at a scenario where a department need to be set up to oversee the financial performance of a number of business units located in different countries. The paper outlines a plan on how this may be achieved, looking at the methods that can be used, the timetabling and the ratios ...

This 7 page paper outlines a plan for a company to set up a system to monitor the financial performance of a range of subsidiary companies. The paper shows hw the use of a balanced scorecard system could be utilized. The bibliography cites 5 sources.

A 4 page paper comparing activity-based and volume accounting. The throughput approach can provide a ballpark assessment of the costs of producing a specific product, but ABC can provide accurate cost figures of each of the steps of production. Volume accounting can be misleading in terms of identifying which products or activities are ...

A 3 page paper reviewing positive and negative aspects of an article. In “The Benefits of Economic Freedom: A Survey,” author Niclas Berggren (2003) provides background on the annual Economic Freedom Index assessing the degree to which economic freedom exists in various countries throughout the world. The author demonstrates that greater economic freedom ...

This 10 page paper discusses the argument that the successful development of international accounting standards has more to do with political influence and necessity than with the conceptual validity of the standards that have emerged. This is examined with respect to national and international standards concerning accounting practices and goodwill with the countries of China, ...

A 5 page paper discussing a given set of hypothetical economic conditions, analyzing the conditions individually and in the presence of other, related indicators. The Federal Reserve’s action should be to reduce interest rates to encourage business expansion and consumer spending. As spending increases, GDP growth rate will increase as well, as will ...

This 4 page paper examines the property market in Dubai, the health of the market, where demand is occurring and the different influences on supply and demand. The bibliography cites 6 sources.

A 5 page paper in 2 sections providing a capital budgeting analysis of long-term operating leases, then assessing those same leases as capital leases. The second section consists of 11 items identifying and briefly discussing items on the balance sheet. Bibliography lists 1 source.