Essays and Research Papers on Personal Finance

This 6 page paper discusses the theories of Joseph Heath in his book, The Efficient Society. Criticism and overview included. Quotes cited from text. Bibliography lists 2 sources.

This 9-page paper (including outline) describes the potential effect of legislation on the estate tax and contribution to charitable giving. Bibliography lists 6 sources.

A 14 page paper that begins with a brief history of Enron prior to the scandal. The paper then goes on to explain what happened, what went wrong, how the company committed fraud. The author comments on the whistle-blower. The key players are identified with the charges against them and the disposition of the cases. ...

This 11-page paper compares the International Accounting Standards (IAS) with the U.S. Generally Accepted Accounting Standards (GAAP), and determines how such differences could impact foreign direct investment. Bibliography lists 8 sources.

This 8 page paper provides an overview of the economy in Indonesia. Aspects discussed include inflation, currency value, unemployment, debt ratio, and balance of payments. Bibliography lists 6 sources.

A 9 page paper evaluating IBM, Microsoft and Dell as potential technology sector investments for an institutional investor. The investor will place funds with only one; the paper recommends Dell. Each of these companies is performing well and can be expected to continue to do so. Each is well managed, but Dell ...

This 10 page paper explains the circular flow of income and the interactions among markets and agents in closed and an open macroeconomic system. The paper the explains three 3 ways of measuring the national income and output and outlines the limitations of this measures use as an indicator of a nations welfare. The bibliography ...

This 3 page paper consider why and how budgets are important to businesses, defining what is meant by a budget, the way it can be created and used and the benefits that the information in a budget will give to managers of a business. The bibliography cites 3 sources.

This 8 page paper critically evaluates the extent to which Barclays Bank has differentiated itself from others in the marketing of financial services. The examination takes place in the context of an article by Birch and Young; "what does cyberspace mean for the financial services industry". The bibliography cites 9 sources.

4 pages addresses 2 accounting and finance problems. The first involves Banbury Corporation’s acquisition of Luttrell Co., which owned residential investment property that Banbury did not want. The second discusses Ms. Sack’s investment in Dylan, consisting of $20,000 cash and $20,000 (FMV, basis $2,000), concluding that half of the capital gains on the ...

A 4 page paper discussing the retirement plans of an executive with a small company. Mr. Burton owns 58,000 of the 100,000 outstanding shares of Mirkwood stock and wants to redeem only as many shares as the federal government will see as a sale instead of a dividend distribution. He seeks a sale ...

A 4 page paper discussing the advantages and disadvantages of foreign operations in both a tax- and non-tax-related perspective. Kaplan Enterprises Inc. is a U.S. corporation seeking to expand its business overseas, and it has selected a host country “that imposes a 20 percent tax on corporate income earned within its borders.” The ...

This 3-page paper discusses the forecast for Sweden and its place on the foreign currency exchange. Bibliography lists 3 sources.

This 4 page paper looks at a case supplied by the student, a company wanting to launch four new lines of confectionary. The paper outlines the purpose and benefits of budgeting and how it could be used by the confectionary company for their short term and long term benefit. The bibliography cites 3 sources.

This 15-page paper discusses accounting theories and practices as they pertain to organizations in general. Specific topics discussed include the FASB and FAF, SPEs, OFB and other aspects. Bibliography lists 5 sources.

A 5 page paper providing a preliminary cost-benefit analysis of a plan to increase tourism in Columbiana, a small island nation in the Caribbean. Columbiana seeks to use tourism as its fuel for economic growth. Toward that end, it is considering constructing a Web site promoting the island nation. The purpose here ...

A 5 page paper providing an equation for calculating Coke’s WACC, including discussion of the factors used for determining WACC. The paper also provides three methods of determining a central feature of the WACC equation, one calculated either through CAPM, DCF or bond-yield-plus-premium approaches. Bibliography lists 3 sources.

This 5 page paper examines this type of accounting, particularly as it respects Asia. Problems with the underuse of standard accounting practice for hotels is an issue addressed. Bibliography lists 6 sources.

This 5-page paper examines social benefits and private benefits of economic decisions. The examples used are primarily public sector oriented, describing the benefits overall to an increased police force and better education. Bibliography lists 3 sources.

This 6 page paper examines the impact of different influences in the airline industry. Written in 3 parts the first part of the paper provides an analysis of the key factors that determine demand and supply in the airline industry. The second part critically evaluates the implications for the ‘traditional’ airline industry of the increased ...

This 12 page paper considers the arguments in favour and against the need reform in the international financial system. To examine this the paper focuses on the calls for reform of the international financial institutions, including the arguments for and against an international lender of last resort, and reform with international standards and codes. ...

This 8 page paper examines a case study supplied by the student. The first part of paper looks at why a company where the management are hold a substantial number of shares may have a profit maximisation attitude. The second part of the paper considers three potential scenarios and advises which would be the ...

This 11 page paper examines the gas crisis in the nation, but particularly in California. The effect on the economy is explored. An outline and abstract are included. Bibliography lists 6 sources.

A 7 page paper discussing the bursting of the technology bubble in 2000, offshoring of technical positions to India and the resulting effect on the national economy. These events did not only affect the federal government’s tax revenues, but also the strength of the dollar in international markets and the nation’s balance of payments. ...

A 3 page paper reviewing a 2004 article discussing the new attention that a few banks are giving the fast-growing Hispanic population of the US. Expected to comprise 24% of the total population by 2050, Hispanics already have replaced African Americans as the nation’s largest minority group, and 70% of them have no banking ...