Essays and Research Papers on Personal Finance

This 11 page paper examines property performance measurement as well as the use of valuations in that context. Yields are discussed as a way to measure performance in real property and real estate portfolio investment. Bibliography lists 4 sources.

A 10 page paper discussing long term financing policy and capital structure, risk management policy and acquisition analysis at rail and shipping company CSX Corporation. The paper provides a view of the business environment at CSX in late 2004, reviews the results of its acquisition of Conrail and identifies Union Pacific as a potential ...

This 4 page paper examines the performance of Granada Plc in the years 2002 and 2003, looking at profitability, solvency, activity, capital structure and stock market measures. The bibliography cites 1 source.

This 21-page paper provides a book review and analysis about the 20th edition of Accounting, by professors Warren, Reeve and Fess.

This 50-page paper discusses money laundering and regulations in the UK. Topics discussed include what money laundering is and how it occurs, how terrorism and money laundering are linked, and the many regulations passed in an attempt to get rid of this crime. The paper includes a table of contents. Bibliography lists 11 sources.

This 4 page paper uses a book by Gitman and Joehnk as a springboard for discussion. Various concepts of personal financial planning are explored inclusive of tax implications and choosing a career. While personal aspects of finances are discussed macroeconomic factors are considered as well. Bibliography lists 10 sources.

This 5-page paper focuses on discussion of the aggregate demand/aggregate supply theory, noting the impact that resources and labor has on aggregate supply. Bibliography lists 3 sources.

This 4 page paper examines the Paypal IPO, the controversial lawsuit and the acquisition by Ebay. Speculation is included as to what might have happened had things been done differently. Bibliography lists 3 sources.

A 4 page paper discussing the direct and indirect methods of producing the cash statement. Motorola Corporation uses the indirect method of arriving at its statement of cash flows, as does most large companies. The purpose here is to use the information from Motorola’s 2003 Form 10-k, its annual report to the Securities ...

This 10 page paper examines recent years and the advent of the IPO as well as its decline. Whether or not the trend will make a comeback is evaluated. The overall economy and market is discussed in depth. Some economic theory is included. Bibliography lists 8 sources.

A 9 page paper reviewing production costs and processes at China Cola, which is successful but has been experiencing declining profitability over the past several years. Focusing on activity-based costing, the paper presents several alternatives to recommend that the company adopt a JIT to raw material procurement and add a second production line to ...

This 8 page paper examines how the adoption of labour intensive export manufacturing assisted the growth of the East Asian Tigers economies. The paper considers the reasons behind the growth and how it took place in order to assess the role played by labour intensive export manufacturing industries in stimulating the economic growth of ...

This 14 page paper examines the financial performance of the KU supermarket J Sainsbury. Numerous ratios are calculated for 2002 and 2004, all figures and calculations are shown with the results of Sainsbury's compared to Tesco, the number one UK supermarket, and Wal-Mart, the parent company of Asda. The results are analysed and projections for ...

A 5 page paper providing an executive summary and financial plan for a series of papers developing an EECP center at a large city hospital. Financial analyses include monthly cash flow for the first nine months; projected cash flow for the first five years; and projected balance sheets for the first five years. ...

A 16 page paper with additional accompanying spreadsheets (9 pages), the purpose of which is to assess the company’s credit worthiness for two requested loans. The spreadsheets construct a 12-month pro forma cash budget for an upscale retailer, as well as an income statement, balance sheet and ratio analysis. The text portion includes ...

This 4 page paper considers how demand may be determined for two products. A student may purchase video tapes or DVD's, the DVD will always be a higher price than the tapes. The paper shows how the demand lines may be drawn and looks at that will influence the demand, such as supply, level of ...

This 4 page paper examines unemployment with a focus on the United States. The ramifications of unemployment on the national economy is explored. Bibliography lists 4 sources.

A 4 page overview of the relationship which exists between levels of inflation and the real estate market. Using examples from the 1970s and 1980s the author presents the case that while some arms of the real estate market can benefit from times of high inflation, arms such as real estate investment trusts that ...

This 3 page paper looks at a question set by the student and shows two methods of calculating costs for the production of goods and compares the results. The bibliography cites 1 source.

This 5 page paper examines both sides of the argument but present an argument against taxation. The paper takes a look at the economics of taxation. Bibliography lists 6 sources.

A 60 page paper discussing aspects of the state of the banking industry and examining the three leading competitors in the industry. Of all of the trends affecting today’s banking industry, consolidation and currency issues are of greatest interest here. Bank of America appears to have less interest in operating internationally than do ...

This 6 page paper examines several aspects of the New Australian Accounting Standard Board 1047 regulation; Disclosing the Impacts of Adopting Australian Equivalents to International Financial Reporting Standards. The paper looks at the changes of treatment for intangible assets, defined benefit superannuation schemes and revaluation before considering the long term benefits of adopting this ...

4 pages in length. Democracy has been the driving force behind America's social, political and economic pursuits as a nation since the United States adopted its Constitution; since that time, the concept has been staunchly upheld by a country whose inhabitants believe there is no other way in which a civilized society can exist. ...

This 20 page paper examines the Solow-Swan Model, also known as the Neo-classical growth model. The model is examined and assessed, compared with the Harrod-Domar model with the aim of considering how the model could be adapted. Using the literature existing adaptations are discussed and the potential of a multiple stable steady states model. The ...

This 6 page paper considers the short and long term impact of Australia adopting international accounting standards. Under the recently adopted Australian Accounting Standard Board 1047 regulation; Disclosing the Impacts of Adopting Australian Equivalents to International Financial Reporting Standards a number of regulations have been introduced and standards changed. This paper looks at the advantages ...