Essays and Research Papers on Personal Finance

This 10 page shows the student how to answer a range of questions that include calculating interest rates when future values are given, future fund values when interest rates and contributions are given, the differences between compound and simple interest rates, the difference between APR and EAR, and finally different earnings per share for ...

An Observational Study [ Click here to purchase this paper ] This 3 page tutorial provides an example of how an observational study might be done .This example involves a shopping mall. No Bibliography. Filename: SA040Obs.rtf

Vogue Magazine This 8 page paper focuses on this one fashion magazine and looks at it in the context of the genre. Vogue as a leader in the industry is explored. Bibliography lists 6 sources. Filename: SA041Vog.rtf

A 6 page paper which examines the links between the contemporary American family and the economic system of industrial capitalism. Bibliography lists 3 sources.

A 3 page paper which examines the effectiveness of the World Trade Order over the GATT and Non-Governmental Organizations. Bibliography lists 5 sources.

This 5 page paper looks at three aspects of the capital asset pricing model, CAPM, firstly discussing the equation and its' components, secondly looking at if total risk can be diversified away and lastly looking at the criticisms of CAPM as a model of return for a company. The bibliography cites 5 sources.

A 4 page paper which discusses various aspects of fuel prices. Bibliography lists 3 sources.

A 6 page paper seeking to determine how Enron should it now approach its financial reporting. The purpose here is to present a method that senior management can use to arrive at sound and appropriate decisions regarding the matter of financial reporting. The paper discusses several approaches to decision-making, choosing the rational model ...

A 3 page paper discussing California’s current economic problems and then making recommendations for macro policy change to stimulate economic growth. The state expects a $15 billion shortfall in 2004-2005, and already is so business-unfriendly that 60 percent of 50 CEOs surveyed report that their companies have active plans to leave California for other ...

This 5 page paper examines techniques used and looks at reasons for performing audits as well. Details of computer assisted audit techniques (CAAT) are provided. Bibliography lists sources.

A 5 page paper discussing options for financing international business in the early 1990s. Procter & Gamble (Mexico) sought to expand operations and manufacturing capacity in 1991. The problem it faces is how to finance the three-year effort to attain minimum cost of capital at minimum risk. The purpose here is to ...

This 26 page paper answers questions set by the student regarding different calculations for investment assessment. This includes calculating interest amounts that are payable, the rate of return on investments when the present and future values are given, the impact of compounding and discounting. The paper then looks at how to calculate earnings per ...

This 5 page paper discusses the post bubble years and whether Keynes or Hayek/Freeman approaches would work best in the ecnomic climate. Also discussed is China's stockmarket and the outlook in this area. Bibliography lists 3 sources.

This 4-page paper discusses the trend of hotels moving to spa services as an economic initiative. Bibliography lists 2 sources.

A 3 page paper discussing changes in the international retail diamond market occurring over the past decade. Diamonds are within the economic reach of a greater number of people than when supply and price were so tightly controlled by a single company. Diamonds are not so plentiful that they are no longer considered ...

This 3 page paper examines an accounting system used by an IT organization, what it is, how it is used, the way it relates to the ledgers and how its' use can add value. The solution studied is mySAP Financials. The bibliography sites 1 source.

A 9 page paper discussing five investment firms, and comparing the services that each offers the individual investor. There are apparent tradeoffs involved with the use of online brokers rather than full-service investment services firms, but closer inspection reveals that largely only the size of the per-trade commission differs among them. Until the ...

A summary and analysis of several sections of the World Bank Group publication, the East Asian Miracle, which looks at the reasons why the eight high performing Asian economies were so successful in their economic growth and development between the 1960s and the 1990s. Bibliography lists one source.

A 24 page paper which examines the positive and negative effects of globalization, and also considers how it specifically affects health, the environment, and human rights throughout the world. Bibliography lists 9 sources. TGglobalfx.rtf

A 4 page paper examining the wisdom of a 3-dentist practice joining US DentalCare, a managed care program. Examination of data reveals that joining the US DentalCare program will increase the practice’s revenues by 61% but increase patient loads by less than 20%. The paper concludes that the practice should accept US DentalCare’s ...

This 11 page paper explain what is meant by interest rate parity (IRP), including the different version of the IRP model. The paper then considers if the link between spot and forward exchange rates be reconciled using the unbiased expectations hypothesis (UEH). The bibliography cites 10 sources.

A paper which considers the potential strengths and weaknesses of Vietnam from the point of view of a British investor, with reference to the country's integration into the global market and the extent of its recovery from the East Asian economic crisis of the 1990s. Bibliography lists 1 source.

This 11-page paper is a discussion about stock options and how they're regarded and used in the United States and France. Bibliography lists 5 sources.

This 8 page paper is chock full of information and statistics regarding the increase in the minimum wage. It is written in Q & A format and while graphs referred to in the paper are not available, there is enough data provided so one can create their own. Bibliography lists 6 sources. ...

This 45 page paper looks at share prices to examine book value of equity, book value per share, market price of the stock and their interdependency. This is assessed with the examination of various models which consider these factors either directly or indirectly, including Edwards-Bell-Ohlson Models (EBO), Dividend Discount Model (DDM), Capital Asset Pricing Model ...