Essays and Research Papers on Personal Finance

This 8 page paper compares the measures and accounting culture in the UK and Saudi Arabia to identify the divergent attitudes towards control the cash flow used to fund terrorism. The paper looks at the accounting regulations and the way they are enforced as well as the cultural difference, including the importance of Zakat in ...

This 5 page paper calculates the weighted average cost of capital at London Clubs International. The paper demonstrates how the cost of equity and the cost of debt can take place, with the different options all explained. The figures are then combined them to calculate the WACC. The cost of equity is calculated use the ...

This 25 page paper is a plan for setting up a skiing school in Switzerland. The paper starts by outlining the idea. The target market is assessed along with potential influences from macro factors. Financial projections of the profit, balance sheet, break even point and internal rate of return are also provided. The bibliography ...

This 25 page paper looks at how in investment portfolio should be put together The paper starts by outlines basic elements such as portfolio structures and consideration such as term, risk profile and liquidity and type of returns available. Investment theory is then considered as a means of determining what type of investments to make. ...

A 5 page paper discussing how change in exchange rates affects a nation’s balance of payments, using the US as example. Decline in the dollar’s value eventually leads to improvement in the balance of payments, but that effect may not be immediately apparent. As is the case with virtually every other economic shift, ...

This 9 page paper considers how important the role of institutions are for the economic transition of the Eastern European economies. The paper starts by defining what is meant by an institution, and then shows the influence by making use of many examples to illustrate points raised. The paper argues that it is lack of ...

This 5 page paper focuses on a 2004 economics article written by Cooper & Madigan. Macroeconomic terms are pulled from the article and defined. Updated information is used to review the authors' predictions. Bibliography lists 5 sources.

This 5 page paper answers two questions asked by the student; 1. why interest rates on bank deposit accounts and yields on “junk bonds” are different, and 2. the meaning of and the significance of the price earnings ratio explaining what is likely to happen to a share and its' p/e ratio if there is ...

This 11 page paper considers the way impulse purchases are made. The paper begins with a consideration of purchase models and then uses data supplied by a the student to determine which groups of respondents to a survey are most likely to make an impulse purchase of a share. The result supplied by the student ...

A 10 page paper discussing how a financial planner should approach assisting clients in better planning for their retirement years. The 50-year-old client may not gain the kind of retirement he would have liked to have had, but beginning at 50 is greatly preferable to waiting until later, or not beginning at all. ...

This 5 page paper considers a suitable acquisition for Walgreen's, the US chain of pharmacies. The suggested target is Rite Aid Corp. The paper outlines why this is a good target and the way value can be created. The bibliography cites 3 sources.

This 5 page paper examines the strategy of the Bank of Scotland, now part of the Halifax Bank of Scotland group (HBOS). The paper looks at how the bank chooses to compete, what segment of the market is targeted and how, the impact of macro some macro factors and the importance f elements such as ...

This 8 page paper helps the student answer a case study where a company needs to cut down on the level of accounts receivable and accounts payable. The paper shows how to calculate the average collection periods and payment periods and how different measures may impact on the company performance. All calculation are shown. ...

This 8 page paper looks at a case supplied by the student. There are offers for four contracts, the student is shown how to calculate the value of the contracts and how to calculate the net present value of the contracts.

This 3 page paper considers a case provided by the student. The paper looks at how a bond rating may be given, the way the yield to maturity on a bond may be calculated and the way interest payable may be calculated. The bibliography cites 1 source.

This 9 page paper looks at the use of job costing. The paper uses the example of a real company; Australian company Creative Business Outcomes. The paper starts with a brief outline to the company and the industry in which it operates. The majority of the paper looks at the way job costing can be ...

A 4 page paper discussing the choice of retail inventory policy. Acme Fitness is a start-up retail company selling fitness equipment. It will have in stock at any given time a number of treadmills, elliptical machines, stationary bicycles, weight benches and other similar equipment. The purpose here is to examine Acme’s choices ...

This 25 page paper answers a set of questions asked by the student. The first looks at Coca Cola and Vodafone and models of globalisation and internationalisation. The second question explains Charles Kindleberger's hegemonic stability theory. Also considered in the paper are issues such as the reasons behind the weak performance of the Euro, ...

This 9 page paper looks at a potential acquisition to see if this would be a good business decision. Using the example of a proposed acquisition of Disney by Comcast the paper shows how and why Disney is weak and benefits of synergy may add value to the resulting combined value.

This 3 page paper looks at how and why international diversification takes place. Focusing on the financial aspects including interest rate parity the paper considers the advantages and disadvantages. The bibliography cites 5 sources.

This 6-page paper focuses on which fast food company has a competitive advantage, based on financial information; McDonald's or Wendy's. The paper examines balance sheet and shareholder equity information to answer this question. Bibliography lists 4 sources.

This 3 page paper answers questions set by the student, looking at how the Australian Dollar and the Swiss Franc performed against each other in 1984, the presence of exchange rate risks, a brief explanation of covered interest rate parity and a consideration f how to avoid exchange rate risks when borrowing in a foreign ...

This 5-page paper focuses on the link between wages and productivity in an open economy. Bibliography lists 5 sources.

A 18 page paper. Beginning as a clerk at the NYSE more than 36 years ago, Dick Grasso worked his way up to become Charmin and CEO of the NYSE. He led the NYSE to outstanding performance during his tenure. Some of his many accomplishments are reported. The compensation negotiations in 2003 resulted in a ...

This 4 page paper examines the framework developed by Aaron Wildavsky to explain how budgetary processes take place and the role of guardians and spenders. The paper then considers if this is a model suitable for use when studying both developed and developing nations. The bibliography cites 5 sources.