Essays and Research Papers on Personal Finance

This 4 page paper looks at a case where a business owner believes he is being over charged for stock and his manger is being given back handers to allow the price increases. The paper starts by examining the managers finances, looking at income, expenditure, assets and liabilities to determine if there is any unexplained ...

This 4 page paper examines the Fisher effect, outlines what it is and hw it has been proved so that the student can undertake their own tests to ascertain the accuracy of the Fisher Effect. The bibliography cites 5 sources.

This 4 page paper looks at how a furniture shop ay use activity based costing to calculate costs and determines the most profitable areas of its' business.

A 4 page paper discussing this public company’s approach to managing long-term debt: avoid it completely. Walgreen’s is more than 100 years old and currently is a $34 billion company opening an average of a store a day with plans to have 7,000 stores in operation by 2010. It leads its industry ...

This 3 page paper examines why adjusting entries is necessary, based upon the hypothetical assertion that the purpose of adjusting entries is to correct a mistake. This paper contends that this is NOT the reason for such adjustments, and explains the reasoning for this. Bibliography lists 1 source.

This 10-page paper asks whether tariffs or quotas are better for economic welfare. Also examined are corruptive trade practices and their influence on international trade. Bibliography lists 8 sources.

This 6-page paper discusses electronic payment systems, how they came about, what they are, how they're used, and their future. Bibliography lists 8 sources.

This 11 page paper is a statistical analysis of the share price and volumes levels traded in these two major shares. The paper includes a summary of the share price over 52 weeks, scatter graphs of share price against volumes traded, frequency tables and graphs and regression analysis.

This 3 page paper looks at the pharmacy Walgreens, examining the capital structure, market value and leverage and then considering the impact of an increase in the assets. The bibliography cites 2 sources.

This 3-page paper focuses on s-curve analysis and market penetration theory.

This 3 page paper considers how and why the use of international accounting standards may increase confidence of investors and add to the credibility of the accounts in the post Enron and WorldCom accounts environment. The bibliography cites 5 sources.

This 5-page paper discusses SAS 99, Sarbanes-Oxley and Lucent Techologies, in terms of what might be a "red flag" on Lucent's financial statements. Bibliography lists 5 sources.

A paper which looks at the impact of M-M theories on corporate structure, with regard to debt and equity, and looks at some of the criticisms which have been made of the theories since their publication. Bibliography lists 6 sources

This 6-page paper examines the role of government in the supposedly free market philosophy of economic liberalism. Bibliography lists 10 sources.

This 3-page paper focuses on the impact of information systems technology on the accounting profession. Bibliography lists 5 sources.

This 5 page paper discusses an article provided by the student and shows how a decisions by the Federal Reserve to change interest rates may have consequences in the global economy. The bibliography cites 2 sources.

This 10 page paper considers the way in which different annual accounts users are perceived and how this is reflected in the accounting standards. The paper concentrates on the AASB 1023 which states that general insurance companies must include unrealised gains and losses in financial assets in the annual reports how this may be ...

Investment portfolios will need to match the risk profile of the investor. This 3 page paper considers how the risk of an investment fund or portfolio can be measures. The use of the beta and standard deviation are explained as suitable risk measurement tools. The bibliography cites 2 sources.

This 3 page paper explains what is meant by the income velocity of money, how this fits in with other economic theories and demonstrates how this can be calculated. The bibliography cites 3 sources.

Companies choose to expand and diversify for many reasons, this 4 page paper considers the different risks, such as exchange rate fluctuations, interest rate risk, inflation risk and political risk, as well as the potential benefits such as spread of risk and increased income. The bibliography cites 6 sources.

This 10 page paper considers a case provided by the student. A project has been proposed and the paper shows the student how to calculate the average accounting rate of return and examines the problem with using this assessment tool. The use of net present value, NPV, is then discussed and a calculation is performed ...

This 6 page paper considers a case provided b the student. The first question assesses if income due under a contract annually for three years will be classified as ordinary income or a capital gain. The second question then considers how it may be classified as a capital gain and which concessions may be ...

This 10 page paper examines the country of Singapore. The first part of the paper looks at the economic performance of the country, including GDP, manufacturing output, investment, importing and exports and unemployment. The paper then considers the social conditions. The second part of the paper discusses the colonial history of the island, how the ...

This 4 page paper considers a case study supplied by the student; PRODEM FFP a company supplying banking services to the low income sector in Bolivia. The paper examines the strategy that has been used to compete and create competitive advantages, the longevity of this strategy and why it is so effective. The second part ...

This 4-page paper explains investment basics by introducing a hypothetical situtation in which someone needs to double his/her $100,000 investment into $200,000 through use of stocks, bonds and other securities. Bibliography lists 1 source.