Essays and Research Papers on Personal Finance

3 pages in length. Buying clothes in a thrift shop can be one of the most rewarding experiences because of the vast amount of items one can purchase for next to nothing. Finding great deals is not always an easy or automatic accomplishment with all thrift shops, however; just as with full-priced retail ...

This 5 page paper considers how Barbados has developed between the years of 1990 – 2000. The paper uses the GDP (gross domestic product) and the HDI (human development index) to quantify development and loos at how this has occurred. The bibliography cites 5 sources.

This 5 page paper looks at these two companies and companies them in terms of ownership, capital structure, remuneration for the CEO dividend policy as well as cost of equity and cost of debt. The bibliography cites 2 sources.

This 5 page paper answers four questions. Firstly, the paper looks at the three main tools that the Federal Reserve may use to control the money supply in the US. The second question is the shortest, and shows how the reserve balance on T-accounts is calculated. The third question outlines the variables that impact on ...

A 3 page paper discussing the effects of hypothetical changes in assets and the effects of those changes on other value ratios. Based in Ann Arbor, Michigan, Borders Group (NYSE:BGP) operates 434 Borders book stores and also is the parent of Waldenbooks. Its primary competition in the brick-and-mortar setting comes in the form ...

A 5 page paper listing 12 questions that a company should ask before creating a finance plan. Questions include how much liquidity the firm needs; how much time the plan will include; whether short-term debt is financing long-term projects; and other items. Not all of these questions can apply to every company, of ...

A 3 page paper discussing Nigeria’s efforts to repair the effects of years of governmental neglect, and the current civilian government is having difficulty in pointing the country in a workable direction. The purpose here is to assess the threats that Internet banking poses to the traditional banking system of Nigeria. Local and ...

This 10-page paper examines the concept of balance of payments, the historical evolution of it in the U.S. and the impact it's had on the U.S. economy. Bibliography lists 5 sources.

The subject of immigrant entering the UK has been one that has gained a great deal of attention. This 10 page paper outlines a range of economic consequences of allowing increased immigration. These include both advantages and disadvantages, Reference is made to the theories of Malthus and the various impacts on the welfare state as ...

This 7 page paper considers how an asset for a business needs to be chosen. The example used is that of a van for a florist. The paper then considers how the asset should be acquired, either with the use of leasing or outright purchase. The paper then looks at how a purchase can be ...

This 8 page paper looks at the economy of the UK during these two decades, considering the GDP, inflation and unemployment along with the different factors that influenced the economy, such as political policies and the macro environment. The bibliography cites 4 sources.

A 6 page paper providing a $1 million budge for a rural library, then altering that budget to find $50,000 for the purpose of adding a bookmobile service for community use. The paper provides the budget for bookmobile startup, as well as an altered one for the main library whose budget was changed to ...

A 10 page paper that describes each company and determines which is the better company to use. Products and services each company offers are reported. The problems Reuters has had for a number of years is explained. 2003 sales revenues are reported for each company. The conclusion recommending which company to do business with is ...

This 4 page paper looks at the influences on the Australian housing market. The level of investment in the Australian property market has been an influence in the increasing prices. The paper considers the different influences on the IS curve and the way the prices have performed against these influences. The bibliography cites 8 sources. ...

A 6 page paper discussing persistent economic stasis even after several tax cuts following the appearance of the recession of 2001. The paper reviews the types of tax cuts that have been made, along with the results that typically could be expected. The US has yet to implement the tax cut that could ...

This 20 page paper consider the impact, and the potential impact of commercial lending in Ghana with a comparison o the UK. The paper outlines the economic position of Ghana and the way that commercial could and is impacting on the economy. The paper looks at tits role in credit creation and how this operates ...

This 3-page paper focuses on how balanced scorecard systems can help in the profession of accounting Bibliography lists 2 sources.

A 4 page paper discussing the terms of Borders’ proposed acquisition of its small competitor. There are several approaches that Borders can take in financing its hypothetical acquisition of Books-A-Million. Regardless of the route it chooses, it will need to ensure that the method used does not further erode its delicately-balanced ratio of ...

This 5 page paper is written in two parts, the first part answers the question "Can the market portfolio be beaten by holding a given number of securities that have the highest Betas?", the second looks at a company which has diversified operations, and takes the income from different activities to determine the real level ...

In Australia capital gains are taxed as a part of income. The basis of the calculations (the CGT calculations) of the gain relies in the base cost. This 11 page paper examines how the cost base calculated, what is and is not allowed and how indexation takes place. The bibliography cites 10 sources.

This 4 page paper examines the concept of bilateral trade and its effect on the economy. Third world economies are discussed in addition to how trade affects the developed world. Bibliography lists 6 sources.

In February 2004 Comcast made a bid for Disney. The acquisition would have added to the Comcast empire and allow them growth that their current structure could not facilities. This 5 page paper looks at he advantages and motivation for Comcast and how they may create value from acquiring Disney. The paper then considers the ...

A 10 page paper discussing historical bubbles including the Dutch bulb craze, the South Sea Company in 1711 and South Florida real estate in the 1920s. The paper answers several questions regarding asset valuation, particularly in association with the fallout of the tech sector beginning in March 2000. Bibliography lists 15 sources. ...

This 3 page paper looks at Delta Airlines and assesses the current performance of the company and the share price to determine if this is a good buy. The bibliography cites 2 sources.

This 8 page paper looks at the different influences on the Australian housing market and how prices have been pushed upwards. The level of investment in the Australian property market has been an influenced by a range of forces, such as low interest rates, a weak currency, and grants for first time buyers. The paper ...