Essays and Research Papers on Personal Finance

This 20 page paper considers the argument that war is good for the stock market. The paper looks at the impact of war on the stock market, the paper takes a broad view before focusing on the London Stock Exchange and the Iraq 2003 war. The writer considers different theories that may explain movements which ...

This 12 page paper considers how and why the ideas of Karl Marx may be vulnerable to economism. The paper begins with a definition of economism and then looks at the economics ideas that are adopted by Marx in his different writings. The ideas of economism are then considered by examining his works and also ...

During the period 200 – 2004 the Now York and London stock market s fell. In the US there was a minor recession n the UK there was no recession. This 8 page paper looks to the theoretical explanations for the underlying reasons for the fall. Supported by two graphs that demonstrate the falls, with ...

This 7 page paper looks at the problem faced by Kodak as a result of changing technology and the increased popularity of digital cameras. The paper answers two questions; “What lies behind the market’s dismal assessment of Kodak’s near and medium term performance?” and “are Kodak shares under-priced, and thus an exceptional buy as leading ...

This 10 page paper considers how reliable the annual accounts of companies can be. The paper look at how annual account can and are used, and the ways that the results may be manipulated with creative accounting. The limitations are also discussed, including how some information may be omitted. The points raised are illustrated by ...

This 8-page paper discusses the impact of credit scoring on mortgages. Under discussion are various credit scores and how consumers can help keep them up. Bibliography lists 5 sources.

This 3 page paper discusses the statement that “we live in a world where poverty and inequality are increasing and increasing globalization has not benefited the poor countries”. The paper examines both sides of the argument using relevant data to support the arguments, before coming to a conclusion. The bibliography cites 5 sources.

A 3 page paper discussing the effects of increasing diversity on the Canadian economy. Diversity can be viewed as a threat to the Canadian economy only in the form of initial government expense in the structure that provides financial assistance to new immigrants. Overall, however, diversity represents nothing but pure opportunity for the ...

This 16 page paper examines DCDW Corp. The paper starts by looking at the background of the company, how it competes and its’ core competences. An in-depth financial analysis is then undertaken, with the use of many ratios. The paper then considers the drivers using the cost-volume-profit model, makes some projections for the income statement ...

This 5 page paper considers how an investment portfolio may be put together using bond, equities and international securities with data from the past six months performance. The paper shows the student how different models may be used and the impact of factors such as risk profile, the need for liquidity and term. The bibliography ...

This 24-page paper is a literature discussion about what impacts price behavior of common stock, both on the AMEX/NYSE and NASDAQ. Bibliography lists 10 sources.

This 10 page paper shows the student how a complex business decision can be made. A printing company have to choose whether to publish a new magazine, and if they go ahead with different types of promotions which have different probabilities of sales levels. The paper shows how the results can be calculated by looking ...

This 6 page paper examines this once proud company, looking at the history and the recent financial performance including a ratio analysis, before coming to the conclusion that this would be a very risky investment. The bibliography cites 6 sources.

This 5-page paper discusses basic accounting terms including entity, cost, materiality and substance over form, then answers questions as to feasibility of these concepts to firms. Bibliography lists 4 sources.

A 3 page paper discussing Citigroup’s IPO of 21 percent of the stock of Traveler’s Property Casualty less than a year after 9/11, followed by a secondary issue of stock in December 2003. The net cost of IPO was low and Citigroup was able to make a secondary offering after fine-tuning operations and governance ...

This 32 page paper compares two companies that are both dominant players in the European low cost airline industry; Easyjet and Ryanair. Bucking the recent trends both have performed well, however, Ryanair has suffered due to the recent court case where it was found to have gained uncompetitive advantages when being given subsidies by a ...

This 10-page paper examines the process of cost accounting (also known as managerial accounting) in the U.S. Bibliography lists 4 sources.

A 16 page paper that begins by explaining how accounting standards came to be adopted in the United States in the first place, including the establishment of AICPA, SEC, GAAP and FASB. The essay then discusses the International Accounting Standards (IAS). Four specific standards are outlined: IAS 1, 24, 27, and 31 because they apply ...

This 6 page paper discusses the new roles of the corporate auditor. Internal Control, Audit Committees and the new Ethics are discussed. Bibliography lists 5 sources.

This 24 page paper at how BIDs Business Improvement Districts and REITs Real Estate Investment Trusts operate and how they can help regenerate run down areas. The requirements and practicalities of each are examined. BIDs and REITs are also assessed for their potential in the UK market. The bibliography cites 10 sources.

This 17 page paper answers a set of 23 questions asked by the student concerning intentional investment. The paper defines and explains a range of terms, such as beta, options, hedging and CAPM, along with their use. Other issue include the taxation and the use of dividends in the US, how international investments may impact ...

A 3 page paper comparing the role of the financial manager to that of the accountant. The financial manager acts as the intermediary between the firm and financial markets, while the accountant keeps control of daily activities. Bibliography lists 2 sources.

This 10 page paper looks at the New Classical theory of economics, what it is how it is developed and argues that this is a very valuable economic theory. The theory is compared to the New Keynesian approach and assessed for flaws as well as its' positive points. The bibliography cites 9 sources.

This 7 page paper assesses the performance of the Altria Group Inc, well known as owner of Philip Morris, makers of the Marlboro cigarettes and majority owner of Kraft Foods. The paper looks at production and cycles performance ratios and suggests some improvements. The bibliography cites 4 sources.

This 5 page paper analyses the results of a survey provided by the student, The paper show how there may be a correlation between different factors on the survey, and how the correlation may indicate a link. The bibliography cites 4 sources.