Essays and Research Papers on Personal Finance

4 pages in length. Foreign investment has become the lifeblood of globalized international commerce. The extent to which the influence of foreign investment improves social, political and economic standards is both grand and far-reaching; that nations across the world continue to experience advantageous results speaks the growing and inextricable relationship between global commerce ...

This 13 page paper, including a two page annotated bibliography, looks at the influences on prices within the airline industry, The paper includes explanations of price theory and the impact of supply and demand and the different influences of on supply and demand. These are then applied to the airline industry and ticket prices. Examples ...

This 6 page paper considers what is meant by market failure and the causes of market failure. When examining the causes examples are given to illustrate the points raised, specific attention is paid to market failure issues that will impact on developing nations. The bibliography cites 2 sources.

This 5 page paper provides an overview of teen unemployment and why the rate is so high. Demographic data is the focus of this paper that looks at differentials in terms of race, age and gender. The paper is replete with statistics. Bibliography lists 7 sources.

This 4 page paper considers the influences on the preparation of annual accunts. The first part of the paper examines the use of the historical cost convention, how it is used the advantages and disadvantages of its’ use. The second part of the paper look at the role of the investor or shareholder as the ...

This 7 page paper looks at Itron Inc, what they do, their position within the industry and conducts an industry analysis on the company before considering the financial performance in comparison to other companies in the same industry. The bibliography cites 3 sources.

This 6 page paper takes a sociological view of the problem. It is also looked at it economically and historically. How unemployment hurts communities is discussed along with other issues. Bibliography lists 9 sources.

This 17 page paper considers the different ways of calculation the cost of capital. The different methods include looking at the cost of equity and the cost of debt, with consideration of how the CAPM (capital asset pricing model), can satisfy the calculations for the cost of equity. The use of the weighted average cost ...

This 5 page paper provides an overview of the theory and also goes on to critique it. A definition is included. Bibliography lists 10 sources.

This 9 page paper helps a student to assess a project. The paper starts out by calculating the cash flow and then looks at the NPV and how it will be impacted by different inflation rates and the impact of changing set up costs.

This 8 page paper explains the meaning of several economic concepts. These include the role of supply and demand and what is meant by elasticity and how it can be calculated. The difference between nominal and real rates, with examples, the difference between flow and stock, different types of value such as face value, present ...

This 12 page paper examines the company Coca-Cola, stock symbol KO, looking at the general background and performance before undertaking an in-depth financial analysis using ratios to examine both horizontal and vertical analysis. The bibliography cites 10 sources.

A 6 page paper. There were 5 major international financial crises in the 1990s. What were some of the causes and what reforms have been installed to avoid and manage such crises in the future. This is an overview that provides some of the thoughts of economists regarding two of these crises, reforms made ...

A 10 page paper that discusses the premise that the U.S. is in a financial bubble. What is a financial bubble? That is explained. Economists agree the economic 'recovery' has been a cycle of starts and stops, leaving experts and executives very cautious. More than 2 million jobs were lost between the early part of ...

This 6-page paper discusses regulated markets as it pertains to energy companies. Two articles referred to deal with Virginia's Dominion Energy and Illinois' Commonwealth Edison. The paper discusses whether market deregulation in this industry has, indeed, spurred competition and been beneficial for the consumer, or if it's created more market inefficiencies. Bibliography lists 2 sources.

This 3-page paper focuses on the assumptions and predictions of the new classical model of economics. Also included in this paper are policy implications and analysis pertaining to this theory. Bibliography lists 1 source.

This 20 page paper (not including table of contents), examines the clothing retailer Next PLC. The paper begins by looking at the development of the company, its’ placement in the industry and the way that the industry may develop. The paper then conducts an in-depth financial ratio analysis of the company, explaining what each ratio ...

This 5 page paper considers how oil prices have changed since the 1970’s and identifies the influences of those changes. The paper focuses on issues impacted ion the supply of oil, looking at the role of OPEC and the political as well as economic factors. The bibliography cites 5 sources.

This 20 page paper examines the different ways of calculatingthe cost of capital for a multinational company where there are many different risk factors that can impact on costs, such as exchange rate risks. The paper considers the methods which include looking at the cost of equity and the cost of debt, with consideration ...

An 8 page research paper that offers a literature review of research addressing the effects of alcohol on women. The writer points out that there is a mounting body of evidence that indicates that alcohol consumption is a far riskier activity for women than for men. This examination of the effects of alcohol consumption on ...

A 6 page paper discussing the benefits of activity-based costing, specifically as a proposed financial control measure the Bally Total Fitness. The company’s revenues plunged in a single year; this paper is a white paper furnished to a group of consultants that wants to approach Bally with its ideas for assistance. Bibliography lists ...

This 6 page paper considers why central bank independence is generally considers as advantageous for the creation of price stability by reducing inflationary pressures. The paper looks at the way that an independent bank may operate form a politically control central bank and then assess the real value of independence. The bibliography cites 4 sources. ...

This 4 page paper examines the financial performance of McDonalds in 2002 and compares it to 2001 as well as with the industry averages and to the performance of close competitor Wendy’s. The financial results and ratios are interpreted and trends are identified to indicate the companies areas of weakness and potential improvement. The bibliography ...

This 16 page paper is an examination of the financial performance and prospects of the Swiss healthcare company Roche Holdings. The paper starts by looking at the recent developments such as drug developments and the way sales have performed since the 2002 annual accounts. The paper then undertakes an in-depth financial analysis. The bibliography cites ...

This 3 page paper looks at the projections which have been made for the US in terms of short and long term GDP performance starting in 2003, and two year performance on inflation, interest rates, unemployment, population and labour force growth as housing provision. The paper shows how the different forecasts interact. The bibliography cites ...