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Essay / Research Paper Abstract
This 32 page paper looks at the use accounting information systems (AIS) in banks, and considers what impacts ebanking, or internet banking, has had on the AIS within banks. The paper starts with an introduction and discusses why and how this research is valuable. The use of AIS is then discusses before an in-depth look at the model of internet banks and the requirements that are made of any AIS within internet banking systems. This is examined to identify the areas of different which may have impacted on the evolution of AIS within banking. The bibliography cites 30 sources.
Page Count:
32 pages (~225 words per page)
File: TS14_TEebankAIS.rtf
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Unformatted sample text from the term paper:
Role of Banks 15 3.2 Services Offered by Banks 18 3.3 The Operations of Internet Banking 21 4. The Case of First Direct 32 5. Discussion on the Impact of Internet Banking on AIS 34 References 37
1. Introduction The way that technology has influenced the modern world reaches into all aspects of life. Many of the conveniences that are available and
taken for granted where new not long ago. Internet banking is one of these conveniences which have grown at a rapid rate with take up leading to the development of
pure play internet banks; these are banks that do not have physical branches as well as seeing many banks develop internet sites to facilitate online banking, as well as some
other ebanking services1. Just as the service was new for customers and there was a steep learning curve it may also be argued that the services were also new to
the banking institutions. Just as with the take up in the consumer markets some banks have been enthusiastic while other have been more reticent, which has led to different patterns
in terms of the way internet banking and e-banking are undertaken. There have been a large number of challenges for banks when undertaking new strategies, regardless of whether this
is as an extension to traditional banking services, or as a stand alone operation. The patterns of usage demand on the services and the way that the bank deals with
these have created a learning curve. The way that banks manage the accounts, both for their customers and their own accents, which are inherently interlinked, has seen increasing use of
accounting information systems (AIS). AIS is utilized effectively by many banks, but how has it changed as a result of internet banking? 1.1 The Problem Internet banking is providing
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