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Essay / Research Paper Abstract
This 3 page paper looks at this latest controversy in health insurance and employer provision of benefits. Bibliography lists 2 sources.
Page Count:
3 pages (~225 words per page)
File: RG13_SA942pos.rtf
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Unformatted sample text from the term paper:
is known as the insurance audit. What some companies are doing is auditing their existing rolls to see who might be a dependent on a plan but who is actually
ineligible. The audit is simply a measure of assuring that employees are in compliance with the rules, but sometimes, such activity can leave their dependents without coverage. Fair or not,
the decision to scrutinize employees very carefully can leave families uninsured due to loopholes. Koster (2009) writes an article that is titled in such a way to suggest that
employers are only doing these audits to cut costs. In other words, they are not merely practicing routine audits. Rather, they are revving things up because they want to save
money. The goal is to remove ineligible or undocumented dependents (Koster, 2009). Koster (2009) warns that whatever an audit reveals, companies have to stick with the law and make
sure that their plan documents reflect this. Mitchell (2009) agrees and writes: "In an effort to cut rising health insurance costs, some employers are asking employees to prove the
eligibility of dependents they list on their insurance plans. Although this is not a new request by employers, an increasing number of them are making the request in an effort
to save money." While employers are stretched in this difficult economy, it is wrong for employers to stop paying health benefits for dependents. It should be said that in some
cases, when people forge documents or lie about the people whom they live with, employers should not be made to pay health benefits. Yet, in this day and age, employers
should in general pay for their employees medical benefits and their dependents. Many employers today even cover same sex partners. State law can dictate whether or not adult children are
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