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Essay / Research Paper Abstract
A 4 page research paper that discusses the problem of Americans without health insurance and how this impacts the country on both a macro and micro economic level. Bibliography lists 4 sources.
Page Count:
4 pages (~225 words per page)
File: D0_khuninh.rtf
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Unformatted sample text from the term paper:
or heart disease (Mullner 148). Due to this fact, the uninsured tend to become sicker and die younger than those people who have health insurance (Mullner 148). This has tremendous
macro-economic consequence for the nation as a whole. It has been estimated by the Institute of Medicine of the National Academies, in the first economic analysis conducted on the overall
impact of uninsurance, that the US economy loses between $65 billion and $130 billion annually due to the poor health and early death experienced by the 41 million Americans who
lack health insurance (Stencel and McDonald). According to Mary Sue Coleman, co-chair of the committee that wrote the report, the findings of this study were based on the same analytic
approach that federal agencies use in order to evaluate the cost effectiveness of reducing a specific risk or harm to society (Stencel and McDonald). The societal costs of treating the
uninsured is usually considered in terms of the costs to the public for free or reduced-price healthcare. To ascertain the hidden costs to society for the uninsured, the study employed
the concept of "health capital," in order to "estimate the value that would be gained if health insurance were extended to all" (Stencel and McDonald). This study indicates that
the aggregate value of offering health coverage to all citizens is likely to be greater than the estimated costs of providing this service (Stencel and McDonald). In other words, the
societal benefits are greater than the costs of such a program. This value accrues over the lifetime of the individual, as the uninsured achieve overall improved health. There are
three types of hospital--nonprofit, for-profit and government-owned; however, there has been little research conducted as to the differences in services between these three types (Horwitz 790). Research does show, however,
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