Here is the synopsis of our sample research paper on US Bank of Washington and the Redhook Loan. Have the paper e-mailed to you 24/7/365.
Essay / Research Paper Abstract
This 9 page paper looks at a case study supplied by the student and then considers issues raised, which include the way banks manager assets and liabilities and how a loan application might be assessed. The bibliography cites 3 sources.
Page Count:
9 pages (~225 words per page)
File: TS14_TEredhook.rtf
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Unformatted sample text from the term paper:
meet the liquidity requirements that the bank needs to have to meet cash demands. For banks the loans that it makes are the assets, as well as cash help by
the bank in reserve against deposits that are as well as cash help by the bank in reserve against deposits that are as well as cash help by the bank
in reserve against deposits that are held in the non interest bearing accounts at the Federal Reserve. The bank may also hold other forms of securities as assets. However this
type of assets has shown a decline due to external factors. The Tax Reform Act 1986 resulted in a decrease of holding for state ands local government debt, increasing the
importance of the loan portfolio. Looking at the way that the loans are managed there needs to be a careful management of the portfolio. There are different types of
loans, at US Bank of Washington 56% was commercial loans. The way that the portfolio is managed in order to ensure that there is a good spread of risk will
be undertaken with different consideration. The spread of risk can be undertaken by ensuring that the loans are from different sources, while 56% of loans are commercial loans, there are
also consumer loans making up 24% of the portfolio, real estate lands, making up 20% of the portfolio, lease financing at 2% and the remaining made up of foreign loans.
The spread the loans across different areas that helps to diversify risk further. For example, the commercial loans are likely to be made across different industries. If a single
industry suffers a fall then the bank will have balanced its exposure. US Bank of Washington has a well diversified loan portfolio. It is also worth noting that the amount
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