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Essay / Research Paper Abstract
This 3 page paper uses figures provided by the student to create a month budget for Donna and Sherman Terrel (a fictitious couple), assessing their incoming and outgoings and identifying any potential problem areas. The bibliography cites 3 sources.
Page Count:
3 pages (~225 words per page)
File: TS14_TEterrels.rtf
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Unformatted sample text from the term paper:
the usual approach to salaried employees (Huczynski and Buchanan, 2007); it is also assumed that the annual figures given for items such as food, rent, clothing and transport are all
paid out on an equal basis each month. This gives the following cash flow. The bottom two lines of the budget show the carried forward amount from the previous month
and the closing balance after income and expenditure for that month are accounted for (Howells and Bain. 2007). Jan Feb Mar April May Jun Income
Donnas income 3800 3800 3800 3800 3800 3800 Shermans income 0 2400 0 0 0 3000 Total income 3800 6200 3800 3800 3800 6800 Payroll taxes Donna
1100 1100 1100 1100 1100 1100 Payroll taxes Sherman 0 0 0 0 0 500 Net income 2700 5100 2700 2700 2700 5200 Outgoings Rent
720 720 720 720 720 720 Transport 500 500 500 500 500 500 Food 675 675 675 675 675 675 Utilities 250 250 250 250 250 250 Life insurance 0
0 0 0 720 0 Auto insurance 1800 0 0 0 0 0 Vacation 0 0 0 0 1800 0 Clothing 150 150 150 150 150 150 Others 325 325
325 325 325 325 Total outgoings 4420 2620 2620 2620 5140 2620 Income after expenses -1720 2480 80 80 -2440 2580 Opening balance 1000 -720 1760 1840 1920 -520 Closing
balance -720 1760 1840 1920 -520 2060 Jul Aug Sept Oct Nov Dec Total Income Donnas income 3800 3800 3800 3800
3800 3800 45600 Shermans income 3000 3000 0 1200 0 0 12600 Total income 6800 6800 3800 5000 3800 3800 58200 Payroll taxes Donna 1100 1100 1100 1100 1100 1100
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