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Essay / Research Paper Abstract
A 5 page paper that argues the need for a National Health Care Program. This paper recognizes the increasing number of uninsured, under-insured and un-insurable individuals in the United States. Statistics demonstrate that contrary to popular belief, over half of these individuals are working class Americans, and over 25% are children. National health care reform is necessary to provide for the growing health needs of the nation. Bibliography lists 4 sources.
Page Count:
5 pages (~225 words per page)
File: D0_Natlheal.doc
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Unformatted sample text from the term paper:
two major points against the development of such a program, the cost of health care and of health insurance has created social and economic problems that are more costly than
the health care program itself. The short sightedness of conservative critics is based in the belief that individuals should be able to provide their own health care coverage, and
that this would reduce the cost for families facing health care needs. At the same time, supporters of health care reform recognize that there is an increasing population of
uninsured, underinsured and uninsurable individuals in the United States, and many of these people are children. The expense of providing individual insurance coverage for a family can be
astronomical. Most middle class families hoping to provide medical coverage for their families face high premium payments or large deductibles that must be met. Though the cost of
insurance is often less than the cost of health care services if paid on an individual basis, many families do not have the financial capacity to provide private coverage for
their families. If a person in the family has a pre-existing condition, many insurance companies can increase deductibles, increase premiums, or increase co-payments in order to relieve some of
their cost in the treatment of the condition. Other insurance companies will chose not to insure the individual with the pre-existing condition, thus creating an uninsurable individual. Either
way, the message is the same--the health insurance costs in the United States are often prohibitive for middle class families. There are many misconceptions about the uninsured, underinsured
and uninsurable in the United States. Many people who have insurance coverage through their employers, perceive this group as consisting of impoverished families, many of whom are eligible for
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