Sample Essay on:
Should Employers Provide Health Insurance?

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Essay / Research Paper Abstract

This 3 page paper discusses whether or not companies should provide health insurance frothier full time employees. The paper looks at both sides of the argument before coming to a conclusion.

Page Count:

3 pages (~225 words per page)

File: TS14_TEhealins.rtf

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Unformatted sample text from the term paper:

is whether ort not it is the responsibility of an employer to pay this for their employees or whether this should come from a different sources. The costs of medical care may be seen as an everyday expense. The way an employee pays for any goods that are needed as essentials out of their wages. Employee will not work unless they are paid a wage and in many states and many countries legislation exists that dictates there should be a minimum wage. The idea is that employees should be protected from exploitation, especially those in low paid jobs who may have few options in terms of the careers they choose. The minimum wage is set so that employees are paid fairly with the idea that they should at least be able to afford to live. If this is the is the concept than medical care must be seen as one of these essentials. This leads us to the position where if an employer does not provide medical insurance so that an employee can obtain medical care then there is the argument that they should be paying wages at a level sufficient to make it affordable out of the employees wage packet. Morally and ethically employers have a duty of care to their employees, they are the source of income and as such the source of wellbeing, especially if we apply theories such as Maslows hierarchy of needs, it is the job that provides the resources needed for physical necessities. If the approach is taken where employers have a paternal relationship with their employees ands are responsible for their wellbeing then health insurance should be provided. It may also be argued as more cost effective for the employer to provide insurance due to the benefits of group policies where ...

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