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Essay / Research Paper Abstract
An 8 page paper supporting a lawn care business' request to a local bank for a $50,000 line of credit. The funds will be used to enable the two-person business to hire additional labor, acquire additional equipment and expand the business beyond the current capacity at which it operates. Bibliography lists 4 sources.
Page Count:
8 pages (~225 words per page)
File: CC6_KSbusPlaLnCred.rtf
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Unformatted sample text from the term paper:
& J Lawn Care has been in business for three years, providing residential and commercial lawn care services to the Delaware County, Pennsylvania area. The company provides a full
range of services to customers, from weekly mowing to annual, seasonal tasks. The business is a proven one, one that has been documented for years as being successful.
As with any other business, the proof of success is in the bottom line. Management of the business and of targeting appropriate customer segments can prove to be the
defining point of success or failure. We believe we have the management and marketing capabilities necessary for success in the Delaware County area.
Though D & J Lawn Care offers winter services as well, the business is a seasonal one gaining virtually all of its income from activities associated with the spring
and summer growing season. Fall offers leaf removal opportunities. The seasonal nature of the work interrupts cash flow and necessitates delaying purchases. It is for these reasons
that D & J Lawn Care seeks a $50,000 line of credit. The Delaware County Market Delaware County is southwest of Philadelphia and
as such serves in many ways as a collective "bedroom community" for those working in Philadelphia. There is a high percentage of home ownership and two-income families; adding commuting
time and family responsibilities leaves little available time for tending to the more routine tasks such as lawn care. Individuals and families have limited leisure time but typically have
healthy incomes, and they have the ability to choose to hire home service providers. The Delaware County area of Pennsylvania also is attractive
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