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Essay / Research Paper Abstract
This 8 page paper provides an overview of the issue of health care costs and the need for maintaining cost containment efforts in health care. Bibliography lists 5 sources.
Page Count:
8 pages (~225 words per page)
File: MH11_MHHeaCos.rtf
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Unformatted sample text from the term paper:
of the reach of many in this country. From immediate medical emergency services to dental care, the quality of American health care is surpassed by none while the cost
is often cost-prohibitive. As a result, researchers and public policy makers have attempted to determine what factors lend themselves to problematic health care costs and the lack of
access for many American families. The Uninsured In the wake of unsuccessful national health
care policy proposals, critics of the American system have argued that health care insurance is a contributing factor to the overwhelming cost of health care. While as much as
2/3 of the American population has some form of health insurance as a component of their employment, over 1/3 of all Americans falls into a category described as uninsured, underinsured
or uninsurable. Even so, there is a misconception about the nature of people who fall into this category. Many people who have insurance coverage through their employers perceive
this group as consisting of impoverished families, many of whom are eligible for Medicaid benefits. The reality of the uninsured and uninsurable not represented by Medicaid in the United
States is that this population generally consists of middle class families and children. In 1991, there were almost 36 million Americans without health care coverage (Birenbaum, 1993). Of
this number, a surprising 51.3 percent were employed people under the age of 65 (Birenbaum, 1993). Almost 28 percent of the uninsured individuals were children, and only 16.8 percent
were non-working adults (Birenbaum, 1993). These figures present a surprisingly different perspective on the uninsured, many of whom turn to health
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