Sample Essay on:
Private Medical Insurance in the UK

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Essay / Research Paper Abstract

This 14 page paper considers PMI in the UK. Looking at this subject from the business perspective models such as the entrepreneurial model are considered as entrance techniques and business models for the US are considered for operations of potential companies. The paper then consider the current market conditions for PMI, including government polices and demand. The bibliography cites 14 sources.

Page Count:

14 pages (~225 words per page)

File: TS14_TEpminhs.rtf

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Unformatted sample text from the term paper:

long waiting lists and poor service. Unlike many other countries private medical insurance is a service that has been marginalised. This is due to the formation of the National Health Service (NHS). It may be argued that there are several factors driving this growth, the current economic climate where there is increased disposable income for many families, combined with the perception of poor healthcare may be seen as a push factor. The increasing number of individuals reacting this way may be seen as a pull factors for suppliers. The way in which the medical services can grow have also seen change with a wider acceptance of commercial interests. The new management structures and rising attention paid to financial aspects of the NHS have facilitated a change in attitude. In the future this is likely to be seen as a growth industry, one that, with the right government policies, may help alleviate the pressures in the NHS and increase healthcare standards for all. The market is old, but has not reached maturity die to the slow level of growth. Currently, in a growth stage, there are likely to be new entrants with private health services being offered by new companies. These may be companies such as the British United Provident Association, better known as BUPA, where there is the direct provision of healthcare services, both as part of mananged care and insurance as well as on demand services (BUPA, 2002). Others may be more along the lines of HSA, this is where there are choices, that either pay a set amount for illness or conditions, which include pregnancy and the need for dental work of optical prescriptions, or offer a cash payment instead of a private service if treatment is provided by the NHS. To consider this there ...

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