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Essay / Research Paper Abstract
This 3 page paper provides an assessment of information handling at ChoicePoint company. This paper is a case study and considers the benefits and challenges of the data collection systems used. Bibliography lists 3 sources.
Page Count:
3 pages (~225 words per page)
File: MH11_MHcheckpoi.doc
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Unformatted sample text from the term paper:
that could help inform decision-making. Like credit reporting agencies, CheckPoint collected data that they believed would be necessary for a variety of decision-making processes and would ensure that people
could enter into agreements with companies or individuals with a level of necessary openness. This kind of ideal in regards to how the information would be accessed and used
was a central part of the problem when ChoicePoints databases were breached. ChoicePoint viewed their business model as one that was defined by the need for a level of
openness in a society that would inherently make the world a safer and more secure place by ensuring the accuracy and completeness of information that could be accessed about any
given individual. The company cited examples like the open access to information for the banking industry, which would reveal a persons poor credit history, foreclosures, or criminal records which
could inform bank decisions, improve the security of bank funds, and reduce costs to the general consumer. In the same manner, though, the information collected by ChoicePoint could be
detrimental to individuals. For example, if a person committed a crime in their youth and served their time, that criminal record would be a part of the permanent file
with ChoicePoint, and could follow them for the rest of their lives. Similarly, poor credit choices, problematic marital conditions that resulted in unpaid bills, or other choices early in
life could have a lasting impact on how individuals are perceived. The other possible harms relate directly to what occurred when ChoicePoints databases
were breached and personal information was accessed. Over 800 incidences of identity theft occurred as a result of access to information in ChoicePoints records. This is an example
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