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Essay / Research Paper Abstract
A 4 page research paper that discusses identity theft. The writer discusses what identity theft is; its incidence, its effects and what steps a consumer can take in self-protection. Bibliography lists 4 sources.
Page Count:
4 pages (~225 words per page)
File: D0_khidthef.rtf
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Unformatted sample text from the term paper:
thousands of dollars (Dutta, 2003, p. 291). Identity theft occurs when someone steals important information about a victim, which allows the perpetrator to assume that identity for the purpose of
making fraudulent purchases. In other words, someone armed with "your Social Security number, credit card numbers or your passwords and personal identification numbers (PIN)" can indiscriminately with draw money at
ATM machines, stop on the Internet, even open utility accounts and obtain bank loans--all in the name of the victim (Dutta, 2003, p. 291). Getting this information is easier
than one might think. An interesting feature of a Social Security number is that it can lead someone to any other number that is associated with that individual (Whilk, 2003).
In many ways, we are the numbers that represent us. The electronic era has converted flesh and blood people into virtual, electronic personas that can be stored in "multiple data
warehouses," which are all connected by the "threads and vectors of identity (Whilk, 2003, p. 2). The incidence of identity theft has made it the fastest growing crime in the
United States. According to credit bureau statistics, there were between 700,000 and 900,000 victims of identity theft in the US in 2001 alone (Vacca, 2003). The most prevalent form of
identity theft is credit card fraud. The first indication that most victims have that their credit card number has been stolen is when they get a call from a collection
agency demanding payment on an overdue account (Vacca, 2003). Many people have no idea that their identity has been stolen until their credit history has been destroyed (Dutta, 2003).
While identity theft can easily wipe out a persons credit history, victims suffer in other ways as well. Dutta (2003) relates how a California victim lost his wallet while on
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