Here is the synopsis of our sample research paper on History Of Health Care Insurance. Have the paper e-mailed to you 24/7/365.
Essay / Research Paper Abstract
A 4 page paper that discusses the history of health care insurance in the U.S. beginning with private agreements in the 1920s. How the government interceded is reported, such as giving Blue Cross tax exempt status and allowing firms to offer benefits as incentives. The history continues through Medicare and Medicaid. Bibliography lists 3 sources.
Page Count:
4 pages (~225 words per page)
File: ME12_PG699057.doc
Buy This Term Paper »
Unformatted sample text from the term paper:
medicines and techniques available. Doctors charged what they thought the patients family could afford. People did not believe health insurance was necessary and this prevailing attitude defeated the 1920 proposal
for compulsory nationalized health insurance. European countries had already adopted this scheme by that year. More would adopt nationalized health insurance in the 1940s. One of the reasons doctors opposed
the plan was that it would take their autonomy away in charging patients what they could afford (Thomasson, 2010). The first pre-paid health care plan was established by a
group of teachers who contracted with Baylor University Hospital in 1929. The deal was that they would get 21 days of hospitalization for a flat rate of $6 which was
paid in advance (Thomasson, 2010). More of these types of plans were established during the Great Depression. It was a win-win partnership because the hospital was assured a certain revenue
and the insured were guaranteed hospital services. The American Hospital Association designed the Blue Cross guideline in an effort to reduce price competition among local hospitals. It was at
this time that the government intervened for the fist time. State governments gave Blue Cross a tax exempt status which allowed them to operate as a non-profit corporation (Thomasson, 2010).
It also freed Blue Cross from the traditional laws that governed insurance companies. The justification for this status was that they sometimes provided insurance to low-income families so it was
in the publics best interest to provide the exemption (Thomasson, 2010). Blue Cross plans were underwritten by hospitals. During World War II, wages were frozen. The 1942 Stabilization Act limited
the wage increases firms could offer to compete for scarce labor (Thomasson, 2010). The Act did not place any restrictions on benefits so firms began to offer employee health insurance
...