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Essay / Research Paper Abstract
5 pages in length. The primary objective of a health care delivery system is "to enable all citizens to access health care services that are cost-effective and that meet certain preestablished standards of quality" (Shi et al, 1998, p. 6); however, this is hardly the case in California where health insurance benefits the rich while leaving the poor to fend for themselves. Employee benefits play a significant role in the extent to which lower class individuals are able to obtain adequate medical care. The primary reason for employers to purchase insurance plans is to provide their workers with the opportunity to afford insurance that would otherwise be far too expensive if purchased as an individual policy. Bibliography lists 4 sources.
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5 pages (~225 words per page)
File: LM1_TLCHlthI.rtf
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Unformatted sample text from the term paper:
and that meet certain preestablished standards of quality" (Shi et al, 1998, p. 6); however, this is hardly the case in California where health insurance benefits the rich while leaving
the poor to fend for themselves. Employee benefits play a significant role in the extent to which lower class individuals are able to obtain adequate medical care. The
primary reason for employers to purchase insurance plans is to provide their workers with the opportunity to afford insurance that would otherwise be far too expensive if purchased as an
individual policy. Correspondingly, the reason why many Californians have little or no coverage in spite of the existence of public and private health insurance programs is because it is
far too expensive if the individual is not being subsidized by an employer. Indeed, the United States health care market is referred to as "imperfect" because it does not
allow for all people to take advantage of medical services -- only those who are either covered through employers or can afford their own private policies. One particular situation where
this was made more than clear was in 1998, where anesthesiologists at Los Angeless Northridge Hospital Medical Center singled out low-income pregnant women who were in need of an epidural
block in order to anesthetize the severe birth-related pain. Unable to hand over the several hundred dollar charge for this necessary painkiller, the women were denied attention based solely
upon their financial status. At the crux of the issue was how the anesthesiologists believed the reimbursement they received from state-funded health insurance programs was not acceptable - which
is far beneath the reimbursement amount from private insurers - when compared with the cost of the four-hundred-dollar procedure. Such blatant discrimination toward Medi-Cal patients did not set well
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