Here is the synopsis of our sample research paper on HEALTHCARE QUESTIONS AND EXPLANATIONS. Have the paper e-mailed to you 24/7/365.
Essay / Research Paper Abstract
This 3-page paper covers questions dealing with the U.S. healthcare system. Issues address include what is third-party payment, and why healthcare reform is such a hot-button issue. Bibliography lists 2 sources.
Page Count:
3 pages (~225 words per page)
File: D0_MTheacarex.rtf
Buy This Term Paper »
Unformatted sample text from the term paper:
most basic form, the term "third party payor" refers to an organization that pays for medical procedures as covered by a health plan (Global Oneness, 2008). Some third party payment
system examples include government-backed organizations such as Medicare and Medicaid, or for-profit organizations, such as Blue Cross/Blue Shield or Aetna (Global Oneness, 2008). Then there are the "managed-care" plans, also
known as health maintenance organizations, or HMOs, which, in theory, are supposed to cut down the medical costs. The concept beyond the
third party system is that the insured kicks in a certain amount of money per month to cover various healthcare aspects, from catastrophic insurance (i.e., heart attacks or major accidents),
to wellness and prevention (yearly checkups, scans and bloodwork). This way, instead of paying physicians or other healthcare professionals directly, the insurance company takes that job over.
The problem is, with insurance being the rule, health care costs have risen. This is because physicians have had to raise their costs to deal
with paperwork and other aspects of filing insurance. Insurance companies (especially those operating in for-profit mode) have raised premiums too, as it looks good for their bottom line. Finally, there
is a huge instance of people being denied for insurance because of previous conditions or potential conditions. Again, its a bottom line issue from the insurance companies - they dont
want to have to pay out money to someone they suspect might have a heart attack in the near future, and who might require costly medical treatment.
The problem is, the fewer people insurance companies insure, the more burden it puts on those who can afford insurance. The one person denied for
...