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Essay / Research Paper Abstract
This 5 page paper looks at health care budgeting and how government regulation affects it. Medicare and Medicaid programs are highlighted. Bibliography lists 4 sources.
Page Count:
5 pages (~225 words per page)
File: RT13_SA304HI.rtf
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Unformatted sample text from the term paper:
care budgeting over the years, and this is particularly true when investigating the impact of Medicare and Medicaid programs. In fact, the effects of those programs on the overall budget
is legendary. Scuka (1994) explains that Medicare contributes to the problem of nonuniversal access as they created a select population that is guaranteed access and this in effect denies
other groups the same reach. Others contend that this is not the case and Medicare and Medicaid programs level the playing field, help the poor and elderly who do not
always have access to the best in health care. Of course, contending that the government programs help the poor, while doing no harm, is a bit naive. There is
one pie and the slices are not always even. Some refer to the condition described as Americas two-track system in health care (Scuka, 1994) . The problem does go
deeper as the United States has a multitrack system that also includes private employment-based health insurance coverage and a grab bag of leftovers, or no options, for the unemployed,
underemployed, self-employed, or those employed by companies that do not offer insurance (1994). The present employment-based system is predicated on the assumption that health insurance is simply a fringe benefit
as opposed to a fundamental right (1994). Another issue that comes into play is the practice of restricting or denying coverage to those with preexisting conditions (Scuka, 1994). This
is done by insurance companies to save money, and that is not the only thing that insurance companies do to hinder the process. They rate policies so high that few
can afford individual health insurance. Even group coverage is sometimes prohibitive for some workers. Employers are not paying into it as much as they used to. What happens is that
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