Here is the synopsis of our sample research paper on Getting to "Yes" with a Bank Lending Officer. Have the paper e-mailed to you 24/7/365.
Essay / Research Paper Abstract
A 5 page paper discussing the items and assurances that a banker will want to see from a small business seeking a loan. Such a loan will not be made for a startup business, but for one that has a demonstrated track record. Small businesses often cannot keep pace with their own growth. This is where a solid relationship with a bank or similar lender is advantageous for the business. Even though such a relationship may exist, the business still will need to demonstrate an ability to repay the loan as well as the ability to remain in business. The banker will want to see an accounting of how the funds will be used and what the anticipated return is. Collateral may or may not be useful, depending on the type of business and how useful the collateral could be to the bank in the case of default. Bibliography lists 5 sources.
Page Count:
5 pages (~225 words per page)
File: CC6_KSbankLendSm.rtf
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Unformatted sample text from the term paper:
This small business is sound in most areas, but it is lacking in that one area that so often plagues small business. It needs working capital.
The truth of the matter is that small businesses often cannot keep pace with their own growth. The dream takes off and business is
doing well, but then more orders come in than the business can handle. It needs greater capacity, more people dedicated to taking orders, increased numbers of production workers.
The business needs to be able to finance what it needs, however. If the need is material, the business needs to be able to purchase those items that can
fill the need. If the need lies with personnel, the business obviously must be able to pay them in that lag time between initiation of an ordered lot of
finished goods and the time that the company is paid for the product it has furnished. This is where a solid relationship with
a bank or similar lender is advantageous for the business. Even though such a relationship may exist, however, the business still will need to demonstrate an ability to repay
the loan as well as the ability to remain in business, at least until that loan is repaid. What the Business Needs
to Demonstrate Business Facts This loan specifically is for working capital, not startup funds. It is possible that some bank within the
borders of the US will lend money for a business startup, but the existence of such a bank is unlikely. Despite news reports of snafus such as Citibanks exposure
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