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Essay / Research Paper Abstract
This is a 4 page paper that provides an overview of deeds and title searches in the context of a real estate transaction. Title searches are looked at step by step, and title insurance is explained as well. Bibliography lists 3 sources.
Page Count:
4 pages (~225 words per page)
File: MH11_KWtitles.rtf
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Unformatted sample text from the term paper:
a purchase is all about acquiring a deed to their desired property, but this is not entirely true: more important is the process by which a buyer determines that the
title for a piece of property is free from outside claims and is thus free for purchase. As part of this process, a thorough examination known as a "title search"
must take place, and the buyer must acquire some form of "title insurance". One of the biggest points of confusion for individuals purchasing a property is what the exact
difference is between a deed and a title. One simple way to explain the issue is to say that the title is the authoritative proof of ownership of a property,
while the deed represents merely that the holder has some interest in the property (Floyd & Allen, 2002). For example, when one purchases a property, one is buying the title
from the present title holder with money from a lender; once the purchase is completed, that title goes not to the buyer directly, but to the lender who financed the
purchase (Floyd & Allen, 2002). In its stead, the buyer is issued a "deed of title", which is a document attesting to their active interest in the property, and places
them in line to take ownership of the title when other interests (in this case, the lender) are satisfied. As Floyd and Allen (2002) indicate, however, in order for a
title to be purchased, it must first be determined to be a "good title". A "good title" is a title which is free from interest and obligation to anyone but
the present holder of the title (likely the vendor), and which falls into one of three categories: Marketable titles have been established to be free of any claims and there
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