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Essay / Research Paper Abstract
This 24 page report discusses the banking systems of the United States and the European Union. The financial world, by its very nature, is ever-changing and with the major changes that have been seen in the past few decades -- the end of the Cold War, the boom and bust of the 1980s and then the late 1990s, the consolidation of the European Union, the physical introduction of the euro -- the list goes on and on. However, one constant remains in the banking world and that is that the most successful financial institutions and their users are required to be able to think, act, and move between the present and the future. Bibliography lists 20 sources.
Page Count:
24 pages (~225 words per page)
File: D0_BWuseuro.rtf
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Unformatted sample text from the term paper:
that because humans society has evolved in ways that require a system of legal tender rather than simple barter, it is necessary to have a place for that tender, money,
to be kept. An encyclopedic description of what a bank actually is would be that it is "a financial intermediary that accepts, transfers, and, most important, creates deposits. This includes
such depository institutions as central banks, commercial banks, savings and loan associations, and mutual savings banks" (Encarta). Such a description offers the most commonly-agreed upon definition of the purpose of
a bank but, of course, banking is significantly more complicated than being an institution that serves as a storage facility for peoples earnings and savings. There can be no
simple statement of what is normal or what is always the truth in the realm of financial institutions. In fact, it is difficult to even begin to outline and
explain how the financial system of institutions, the monetary system, economics, the marketplace, consumers, government, and non-bank banks all relate to one another. Add to that the ever-increasing degree
of globalization that is taking place in the world and the system becomes even more complicated. The financial world, by its very nature, is ever-changing and with the major changes
that have been seen in the past few decades -- the end of the Cold War, the boom and bust of the 1980s and then the late 1990s, the consolidation
of the European Union, the physical introduction of the euro -- the list goes on and on. However, one constant remains in the banking world and that is that the
most successful financial institutions and their users are required to be able to think, act, and move between the present and the future. As the financial world changes and
...