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Essay / Research Paper Abstract
This 5 page paper is a PowerPoint presentation with speaker notes explain the role of banks, looking at their principle operations of running different types of accounts and their position ad a lender. The part then explains the role of the bank as an intermediary between the savers and the borrowers.
Page Count:
5 pages (~225 words per page)
File: TS14_TEbankPP.rtf
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Unformatted sample text from the term paper:
The accounts are offered for those who want to keep money in the bank. This may be to earn interest, to keep the money safe or to facility payments through
the bank, such as regular bill payments. The main alterative service is that of loans. There are people who may ant to borrow money for a number of reasons, to
buy a house, to buy a car or to start a business. Slide 3 There are two types of
bank accounts, depending on what the account holder wants to achieve. The current account is used as a functional account, money is out in and then taken out fairly regularly.
For example, wages may be paid into a current account and then the account holder may take cash out of the account, may use the account to pay bills direct
from the bank to bank account of a supplier. A current account may also have a cheque book and cash card or
debit card. These are not provided with all current accounts, they also provide different ways of paying for good in shops, or in the case of the debt card, it
can be used over the telephone or on the internet. Current accounts may also have an overdraft facility. Saving accounts are less
functional. The account holder puts money into the bank and leaves it there, in return for this they earn interest in a regular basis, the frequency will depend on the
particular account. These accounts do not have cheque books or debit cards. Slide 4 Secured lending will often take
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