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Essay / Research Paper Abstract
This 3 page paper discusses the ethical dilemma of being a mortgage loan officer. Bibliography lists 5 sources.
Page Count:
4 pages (~225 words per page)
File: D0_MBpaketh.rtf
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Unformatted sample text from the term paper:
in possession of a large portion of the bedcovers. For example, Charlie Wilson of SeaRail International, out of Houston, Texas, has the motto of self actualization and not wealth, as
part of his mission creed(Stodder, 2002). However, though this might make Mr. Wilson seem too moralistic to compete in a cut-throat industry, he has actually found that having a
good reputation as an ethical business has brought him many positive returns and in fact he has managed to outlast most of his competitors. "Ethics is whats spearheading our growth,"
says Wilson. "It creates an element of trust, familiarity and predictability in the business. Were in an industry where a lot of people cut corners. I just dont think thats
good for business. You dont get a good reputation doing things that way. And eventually, customers dont want to do business with you"(Stoddard, 2002). Many would agree with Wilsons assessment
of the business climate today. Though it may have been ethical in the 1980s to parlay the dirty deal the new millennium seems to have made many businesses reflective of
the way they make and retain customers. However, ethics are often built around culture. A Pakastani mortgage lender may have significant dilemmas concerning the lending
of money and the terms implied with the load based on certain cultural boundaries which exist at the present time in that country. For example, women are not allowed to
have bank accounts. Therefore, a woman who inherits money from her father has no recourse than to turn it over to her husband or father. Women, who find themselves in
dire straits, without husband, brother or father, would be hard pressed to obtain a loan from the loan officer. Thus, the loan officer would be placed in a difficult position
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